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how do i apply for survivor benefits

by Nayeli Kassulke Published 3 years ago Updated 2 years ago

Can I file for survivor benefits online?

Survivors Benefits You cannot report a death or apply for survivors' benefits online. If you need to report a death or apply for survivors' benefits, call 1-800-772-1213 (TTY 1-800-325-0778). You can speak to a Social Security representative between 7 AM and 7 PM Monday through Friday.

Who is eligible for survivor benefits from Social Security?

A widow or widower age 60 or older (age 50 or older if they have a disability). A surviving divorced spouse, under certain circumstances. A widow or widower at any age who is caring for the deceased's child who is under age 16 or has a disability and receiving child's benefits.

What are the qualifications to receive survivor benefits?

Who Qualifies for Social Security Survivor Benefits?A widow(er) age 60 or older (age 50 or older if they are disabled) who has not remarried.A widow(er) of any age who is caring for the deceased's child (or children) under age 16 or disabled.More items...

When should I apply for Social Security survivor benefits?

You should notify us immediately when a person dies. However, you cannot report a death or apply for survivors benefits online. In most cases, the funeral home will report the person's death to us. You should give the funeral home the deceased person's Social Security number if you want them to make the report.

What is the difference between survivor benefits and widow benefits?

It is important to note a key difference between survivor benefits and spousal benefits. Spousal retirement benefits provide a maximum 50% of the other spouse's primary insurance amount (PIA). Alternatively, survivors' benefits are a maximum 100% of the deceased spouse's retirement benefit.

When a spouse dies does the survivor get their Social Security?

A surviving spouse can collect 100 percent of the late spouse's benefit if the survivor has reached full retirement age, but the amount will be lower if the deceased spouse claimed benefits before he or she reached full retirement age.

Can you be denied survivor benefits?

If you are a minor convicted of intentionally causing your parent's death, you may be denied survivor benefits on the earnings record of your parent.

How long does a spouse get survivors benefits?

for lifeWidows and widowers Generally, spouses and ex-spouses become eligible for survivor benefits at age 60 — 50 if they are disabled — provided they do not remarry before that age. These benefits are payable for life unless the spouse begins collecting a retirement benefit that is greater than the survivor benefit.

Do you get back pay for survivor benefits?

Yes, but it doesn't sound likely that retroactivity would have been possible in your case. The only way that widow's benefits can be paid for months prior to the month in which the application for widow's benefits is filed is if the monthly benefit rate would not be reduced for age if retroactivity is applied.

How do I collect my deceased husband's Social Security?

Form SSA-10 | Information You Need to Apply for Widow's, Widower's or Surviving Divorced Spouse's Benefits. You can apply for benefits by calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office.

How much Social Security does a widow get?

Widow or widower, full retirement age or older—100% of your benefit amount. Widow or widower, age 60 to full retirement age—71½ to 99% of your basic amount. A child under age 18 (19 if still in elementary or secondary school) or has a disability—75%.

Can I collect survivor benefits and still work?

You can get Social Security retirement or survivors benefits and work at the same time. But, if you're younger than full retirement age, and earn more than certain amounts, your benefits will be reduced. The amount that your benefits are reduced, however, isn't truly lost.

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