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how do i find my social security benefit

by Corbin Haag Published 2 years ago Updated 1 year ago
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If you applied for Social Security benefits, or have a pending reconsideration or hearing request, you can check the status online using your free personal my Social Security account. If you don’t have an account, you can create one to see the following information about your claim: Date of filing. Current claim location.

Your Social Security Statement (Statement) is available to view online by opening a my Social Security account. It is useful for people of all ages who want to learn about their future Social Security benefits and current earnings history.

Full Answer

How to estimate your Social Security benefits?

  • Adjust all earnings for inflation
  • Calculate your Average Indexed Monthly Earnings (AIME)
  • Apply your AIME to the benefit formula to determine primary insurance amount (PIA)
  • Adjust PIA for filing age

How does Social Security determine your benefits?

To sum it all up:

  • Calculate Average Indexed Monthly Earnings (AIME). ...
  • Apply the Social Security benefits formula to your AIME to calculate your primary insurance amount. ...
  • Adjust your primary insurance amount based on cost-of-living increases for each year after you turn 62 but before retirement. ...

More items...

What is my approximate, estimated Social Security benefit?

  • For every dollar of average indexed monthly earnings up to $926, you’ll get 90 cents per month in benefits.
  • For every dollar of average indexed monthly earnings between $927 and $5,583 you’ll get $.32 cents per month in benefits.
  • For every dollar of average indexed monthly earnings beyond $5,583 you’ll get $.15 cents per month in benefits.

Is there faster way to get Social Security benefits?

To qualify, ex-spouses must meet the following conditions:

  • The marriage must have lasted at least 10 years
  • Two or more years must have passed since the divorce
  • They must not have remarried
  • They must be at least 62 years old and must not qualify for higher Social Security benefits based on their own employment history

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How do I find out my Social Security benefit amount?

Most people can receive an estimate of their benefit based on their actual Social Security earnings record by going to www.socialsecurity.gov/estimator. You also can calculate future retirement benefits by using the Social Security Benefit Calculators at www.socialsecurity.gov.

How can I get a copy of my Social Security benefit statement?

How can I get a form SSA-1099/1042S, Social Security Benefit Statement?Using your online my Social Security account. ... Calling us at 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday, 8:00 am – 7:00 pm; or.Contacting your local Social Security office.

Can I see my Social Security statement online?

You can get your Social Security Statement (Statement) online by using your personal my Social Security account. If you don't yet have an account, you can easily create one.

How do I get my Social Security earnings statement online?

You can view your personal Social Security Statement online by creating a my Social Security account with us. Your online Social Security Statement displays uncertified yearly earnings free of charge and does not show any employer information. To sign in or create an account, go to www.socialsecurity.gov/myaccount.

What is SSI for disabled people?

We are with those who need a helping hand. The Supplemental Security Income (SSI) program provides support to disabled adults and children who have limited income and resources, as well as people age 65 and older who are not disabled but have limited income and resources.

Why do we pay disability benefits to people who can't work?

We pay disability benefits to those who can’t work because they have a medical condition that’s expected to last at least one year or result in death. Find out how Social Security can help you and how you can manage your benefits. LEARN MORE.

Social Security Statement

Your Social Security Statement (Statement) is available to view online by opening a my Social Security account. It is useful for people of all ages who want to learn about their future Social Security benefits and current earnings history.

Sample Statement

We redesigned the Statement to make it easier for you to read and find the information you need!

Fact Sheets Added to Online Statement

We have added new fact sheets to accompany the online Statement. The fact sheets are designed to provide clarity and useful information, based on your age group and earnings situation. They can help you better understand Social Security programs and benefits.

Benefit Calculators

The best way to start planning for your future is by creating a my Social Security account online. With my Social Security, you can verify your earnings, get your Social Security Statement, and much more – all from the comfort of your home or office.

Online Benefits Calculator

These tools can be accurate but require access to your official earnings record in our database. The simplest way to do that is by creating or logging in to your my Social Security account. The other way is to answer a series of questions to prove your identity.

Additional Online Tools

Find your full retirement age and learn how your monthly benefits may be reduced if you retire before your full retirement age.

How is Social Security calculated?

Social Security benefits are typically computed using "average indexed monthly earnings.". This average summarizes up to 35 years of a worker's indexed earnings. We apply a formula to this average to compute the primary insurance amount ( PIA ). The PIA is the basis for the benefits that are paid to an individual.

Is a person entitled to a PIA before 62?

We pay reduced benefits to one who retires before his/her normal retirement age. A person cannot collect retirement benefits before age 62.

How to get a Social Security verification letter?

If you have questions or need help understanding how to request your benefit verification letter online, call our toll-free number at 1-800-772-1213 or visit your Social Security office. If you are deaf or hard of hearing, call our toll-free TTY number, 1-800-325-0778, between 8:00 a.m. and 5:30 p.m. Monday through Friday.

What can I use my Social Security letter for?

You may use your letter for loans, housing assistance, mortgage, and for other income verification purposes. You can also use it to prove that you don't receive benefits, have applied for benefits, or that you have never received Social Security benefits or SSI.

What is a benefit verification letter?

The Benefit Verification letter, sometimes called a "budget letter," a "benefits letter," a "proof of income letter," or a "proof of award letter," serves as proof of your retirement, disability, Supplemental Security Income (SSI), or Medicare benefits.

How to get a replacement Social Security card?

If you receive benefits or have Medicare, your personal my Social Security account is also the best way to: Request a replacement Social Security number card (in most states and the District of Columbia). Get your benefit verification letter. Check your benefit and payment information. Change your address and phone number.

How to get a replacement SSA-1099?

If you live in the United States and you need a replacement form SSA-1099 or SSA-1042S, simply go online and get an instant, printable replacement form using your personal my Social Security account. A replacement SSA-1099 or SSA-1042S is available for the previous tax year after February 1.

How long does it take to create a Social Security document?

If you don’t have a my Social Security account, creating one is very easy to do and usually takes less than 10 minutes.

What is SSA 1099?

The Benefit Statement , also known as the SSA-1099 or the SSA-1042S, is a tax form we mail each year in January to people who receive Social Security benefits. It shows the total amount of benefits you received from us in the previous year so you know how much Social Security income to report to the IRS on your tax return.

How long does it take to create a secure social security account?

If you don’t have a my Social Security account, creating a secure account is very easy to do and usually takes less than 15 minutes.

What is the SSA 1099?

There’s no need to visit a field office. An SSA-1099 is a tax form Social Security mails each year in January to people who receive Social Security benefits.

When do you get a 1099 from Social Security?

An SSA-1099 is a tax form Social Security mails each year in January to people who receive Social Security benefits. It shows the total amount of benefits you received from Social Security in the previous year so you know how much Social Security income to report to IRS on your tax return.

How the Retirement Estimator Works

The Retirement Estimator calculates a benefit amount for you based on your actual Social Security earnings record. Please keep in mind that these are just estimates.

Who Can Use the Retirement Estimator

You can use the Retirement Estimator if you have enough Social Security credits to qualify for benefits and you are not:

How Long Can You Stay On Each Page?

For security reasons, there are time limits for viewing each page. You will receive a warning if you don’t do anything for 25 minutes, but you will be able to extend your time on the page.

Social Security Spouse's Benefit Estimates

Plan for your future with a my Social Security account. With a my Social Security account, you can view the benefits you could receive based on your spouse’s earnings history, or the benefits your spouse could receive based on your earnings history.

Follow these steps to get started

Ask your spouse to create or open their my Social Security account, go to the ‘Plan for Retirement’ section, and note their retirement benefit estimate at their full retirement age or Primary Insurance Amount (PIA).

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