What-Benefits.com

how do you file for social security benefits

by Marlin Breitenberg Published 3 years ago Updated 2 years ago
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You can apply:
  1. Online; or.
  2. By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office. ...
  3. If you do not live in the U.S. or one of its territories, you can also contact your nearest U.S. Social Security office, U.S. Embassy or consulate.

When do you get your Social Security check?

How long do you have to withdraw Social Security?

How old do you have to be to get unemployment?

What to do if you get stuck on a question?

See more

About this website

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How long does it take to get Social Security after you apply?

Once you have applied, it could take up to three months to receive your first benefit payment. Social Security benefits are paid monthly, starting in the month after the birthday at which you attain full retirement age (which is currently 66 and will gradually rise to 67 over the next several years).

Is it better to apply for Social Security online or in person?

Applying online is the easiest way to complete your application at a time that works for you, without a trip to the Social Security office.

What are the requirements for claiming Social Security?

You can receive Social Security benefits based on your earnings record if you are age 62 or older, or disabled or blind and have enough work credits. Family members who qualify for benefits on your work record do not need work credits.

How do I apply for Social Security for the first time?

You can apply:Online; or.By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office. ... If you do not live in the U.S. or one of its territories, you can also contact your nearest U.S. Social Security office, U.S. Embassy or consulate.

How much money can you have in the bank on Social Security retirement?

$2,000You can have up to $2,000 in cash or in the bank and still qualify for, or collect, SSI (Supplemental Security Income).

What is the average Social Security benefit at age 62?

$2,364At age 62: $2,364. At age 65: $2,993. At age 66: $3,240. At age 70: $4,194.

Can I draw Social Security at 62 and still work full time?

Can You Collect Social Security at 62 and Still Work? You can collect Social Security retirement benefits at age 62 and still work. If you earn over a certain amount, however, your benefits will be temporarily reduced until you reach full retirement age.

Is it better to take Social Security at 62 or 67?

The short answer is yes. Retirees who begin collecting Social Security at 62 instead of at the full retirement age (67 for those born in 1960 or later) can expect their monthly benefits to be 30% lower. So, delaying claiming until 67 will result in a larger monthly check.

Applying Online for Social Security Retirement Benefits - YouTube

Applying Online for Social Security Retirement Benefits is not hard.

When to Apply for Social Security to Start Benefits at 62

The earliest you can apply is four months before the month you want your benefits to start, and the earliest your benefits can start is your first full month as a 62-year-old. For example, if you turn 62 in June, your benefits can begin in July, and you can apply as early as March. There is an exception: If you were born on the first or second day of a month, you can begin collecting your ...

Social Security Forms | Social Security Administration

The form you are looking for is not available online. Many forms must be completed only by a Social Security Representative. Please call us at 1-800-772-1213 (TTY 1-800-325-0778) Monday through Friday between 8 a.m. and 5:30 p.m. or contact your local Social Security office.

When do you get your Social Security check?

If you are due benefits for the month of December, you will receive your first check in January for December.

How long do you have to withdraw Social Security?

Sometimes, life changes occur after you submit your application. You have up to 12 months to withdraw your application, if you change your mind. You will be required to repay any benefits you’ve already received. Learn more about Withdrawing Your Social Security Retirement Application.

How old do you have to be to get unemployment?

You must be at least age 62 for the entire month to be eligible to receive benefits. If you were born on the first or second day of the month, you meet this requirement in the month of your 62nd birthday. If you were born on any other day of the month, you do not meet this requirement until the following month.

What to do if you get stuck on a question?

If you get stuck on a question, you can skip to the next question and come back later.

How to maximize Social Security?

Or, you might consider the following rules of thumb: 1 Take Early: The only people who should consider taking their Social Security early are those who absolutely need the money immediately, or those who do not expect to live for very long, due to illness 2 Take at Full Retirement Age: Should you have reason to believe that you will not live past the age of 80, then generally speaking you will maximize your social security benefits if you take them when you reach your Full Retirement Age. 3 Wait as Long as Possible: On the other hand, if you are confident that you will live past the age of 80 or 85, then most experts recommend that you defer your social security for as long as you can (age 70), so as to maximize the benefits you receive from it. 4 Other: If you have dependent children, the additional benefits you receive for them might make filing when you are younger worthwhile.

What is Social Security Explorer?

If you are confused about when to start, you can use the Social Security Explorer — part of the NewRetirement Retirement Planner to compare your monthly income and maximum lifetime payout at different ages.

What age do you need to be to get your spouse's Social Security number?

Spouse’s Social Security number and birth date and the beginning and ending dates of marriage (s) Names and birth dates of any children who became disabled prior to age 22 or who are under age 18 (and unmarried). You will also want names and birth dates for children who are aged 18-19 who are still attending secondary school full time.

How much is deducted from Social Security?

For every month prior to your full retirement age that you begin taking benefits, around 0.55% is deducted from your payout. And, for every year that you defer your benefits, you will receive a larger amount when you finally do begin drawing Social Security. The amount of the bonus is dependent, once more, on your birth date.

How much is deducted from your pension?

For every month prior to your full retirement age that you begin taking benefits, around 0.55% is deducted from your payout.

What is the Blue Book of Social Security Disability?

Disability Evaluation Under Social Security (Also known as The Blue Book) - Medical criteria for evaluating Social Security disability claims

How long is the waiting period for SSDI?

Social Security Disability Insurance (SSDI) benefits have a five month waiting period, which means that benefit payments will not begin before the sixth full month of disability. The SSDI waiting period begins the first full month after the date we decide your disability began. There is no waiting period if your disability results ...

Documents you may need to provide

We may ask you to provide documents to show that you are eligible, such as:

What we will ask you

You also should have with you your checkbook or other papers that show your account number at a bank, credit union or other financial institution so you can sign up for Direct Deposit, and avoid worries about lost or stolen checks and mail delays.

Documents you may need to provide

We may ask you to provide documents to show that you are eligible, such as:

What we will ask you

You should also have your checkbook or other papers that show your account number at a bank, credit union or other financial institution so you can sign up for Direct Deposit, and avoid worries about lost or stolen checks and mail delays.

How old do you have to be to get spouse's Social Security?

To qualify for spouse’s benefits, you must be one of these: At least 62 years of age.

How old do you have to be to apply for retirement?

If you are at least 62 years of age and you wish to apply for retirement or spouse’s benefits, you can use our online retirement application to apply for one or both benefits.

When will my spouse receive my full retirement?

You will receive your full spouse’s benefit amount if you wait until you reach full retirement age to begin receiving benefits. You will also receive the full amount if you are caring for a child entitled to receive benefits on your spouse’s record who is younger than age 16 or disabled.

When do you get your Social Security check?

If you are due benefits for the month of December, you will receive your first check in January for December.

How long do you have to withdraw Social Security?

Sometimes, life changes occur after you submit your application. You have up to 12 months to withdraw your application, if you change your mind. You will be required to repay any benefits you’ve already received. Learn more about Withdrawing Your Social Security Retirement Application.

How old do you have to be to get unemployment?

You must be at least age 62 for the entire month to be eligible to receive benefits. If you were born on the first or second day of the month, you meet this requirement in the month of your 62nd birthday. If you were born on any other day of the month, you do not meet this requirement until the following month.

What to do if you get stuck on a question?

If you get stuck on a question, you can skip to the next question and come back later.

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