Follow these steps to apply online:
- To start your application, go to our Apply for Benefits page, read and agree to the Terms of Service. Click “Next.”
- On that page, review the “Getting Ready” section to make sure you have the information you need to apply.
- Select “Start A New Application.”
- We will ask a few questions about who is filling out the application.
- You will then sign into your my Social Security account or you will be prompted to create one.
- Complete the application.
What are the benefits of SSA?
Social Security's Disability Insurance Benefits are federally funded and administered by the U.S. Social Security Administration (SSA). Social Security pays disability benefits to you and certain members of your family if you have worked long enough... Social Security and Retirement.
What is my approximate, estimated Social Security benefit?
- For every dollar of average indexed monthly earnings up to $926, you’ll get 90 cents per month in benefits.
- For every dollar of average indexed monthly earnings between $927 and $5,583 you’ll get $.32 cents per month in benefits.
- For every dollar of average indexed monthly earnings beyond $5,583 you’ll get $.15 cents per month in benefits.
How do you calculate social security benefit?
The following factors go into the formula:
- How long you work
- How much you make each year
- Inflation
- At what age you begin taking your benefits
How do I apply for Social Security retirement benefits?
To qualify for retirement benefits you must:
- Be a US citizen or have legal authorization to work in the US
- Be between 62 to 70 years old
- Have worked for at least 10 years
- Have paid social security tax while working
How do I start my SSA benefits?
You can apply:Online; or.By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office. ... If you do not live in the U.S. or one of its territories, you can also contact your nearest U.S. Social Security office, U.S. Embassy or consulate.
Is it better to apply for Social Security online or in person?
Applying online is the easiest way to complete your application at a time that works for you, without a trip to the Social Security office.
How long does it take to get Social Security once you apply?
Once you have applied, it could take up to three months to receive your first benefit payment. Social Security benefits are paid monthly, starting in the month after the birthday at which you attain full retirement age (which is currently 66 and will gradually rise to 67 over the next several years).
Who qualifies for SSA benefits?
You can receive Social Security benefits based on your earnings record if you are age 62 or older, or disabled or blind and have enough work credits. Family members who qualify for benefits on your work record do not need work credits.
How much money can you have in the bank on Social Security retirement?
$2,000You can have up to $2,000 in cash or in the bank and still qualify for, or collect, SSI (Supplemental Security Income).
Is it better to take Social Security at 62 or 67?
The short answer is yes. Retirees who begin collecting Social Security at 62 instead of at the full retirement age (67 for those born in 1960 or later) can expect their monthly benefits to be 30% lower. So, delaying claiming until 67 will result in a larger monthly check.
At what age is Social Security no longer taxed?
At 65 to 67, depending on the year of your birth, you are at full retirement age and can get full Social Security retirement benefits tax-free.
What is the average Social Security benefit at age 62?
$2,364At age 62: $2,364. At age 65: $2,993. At age 66: $3,240. At age 70: $4,194.
When should I apply for Social Security when I turn 66 and 2 months?
If you were born between 1955 your full retirement age is 66 and 2 months (En español) You can start your Social Security retirement benefits as early as age 62, but the benefit amount you receive will be less than your full retirement benefit amount.
What is the difference in SSI and SSA?
But, the programs are different. SSA is an entitlement program and SSI is needs-based.
What are the 3 types of Social Security?
Social Security Benefits: Retirement, Disability, Dependents, and Survivors (OASDI)
What is the minimum Social Security payment per month?
DEFINITION: The special minimum benefit is a special minimum primary insurance amount ( PIA ) enacted in 1972 to provide adequate benefits to long-term low earners. The first full special minimum PIA in 1973 was $170 per month. Beginning in 1979, its value has increased with price growth and is $886 per month in 2020.
Apply for Retirement Benefits
Starting your Social Security retirement benefits is a major step on your retirement journey. This page will guide you through the process of applying for retirement benefits when you’re ready to take that step. Our online application is a convenient way to apply on your own schedule, without an appointment.
Ready To Retire?
Before you apply, take time to review the basics, understand the process, and gather the documents you’ll need to complete an application.
How do I apply for disability benefits?
You can apply for Disability benefits online, or if you are unable to complete the application online, you can apply by calling our toll-free number, 1-800-772-1213, between 8:00 a.m. and 7:00 p.m.
How long does it take to get SSDI?
Social Security Disability Insurance (SSDI) benefits have a five month waiting period, which means that benefit payments will not begin before the sixth full month of disability. The SSDI waiting period begins the first full month after the date we decide your disability began.
When will I get my ALS disability?
There is no waiting period if your disability results from amyotrophic lateral sclerosis (ALS) and you are approved for SSDI benefits on or after July 23, 2020. We pay Supplemental Security Income (SSI) disability benefits for the first full month after the date you filed your claim, or, if later, the date you become eligible for SSI.
How You Apply
You should apply for disability benefits as soon as you become disabled. If you are ready to apply now, you can:
More Help For Filing Your Claim
Our Disability Starter Kit will help you get ready for your disability interview or online application. Starter kits are available in English or Spanish for adults and children under age 18.
If Your Application Is Denied
After we review your application and the information you provided, we may decide you do not meet the qualifications for disability benefits.
What is SSI for disabled people?
We are with those who need a helping hand. The Supplemental Security Income (SSI) program provides support to disabled adults and children who have limited income and resources, as well as people age 65 and older who are not disabled but have limited income and resources.
Why do we pay disability benefits to people who can't work?
We pay disability benefits to those who can’t work because they have a medical condition that’s expected to last at least one year or result in death. Find out how Social Security can help you and how you can manage your benefits. LEARN MORE.
What is the age limit for Medicare?
Medicare. Medicare is our country’s health insurance program for people 65 or older. Certain people younger than age 65 can qualify for Medicare too, including those with disabilities and those who have permanent kidney failure. Social Security works with the Centers for Medicare and Medicaid Services to ensure the public receives ...
What to do if you are not getting survivors benefits?
If you are not getting benefits. If you are not getting benefits, you should apply for survivors benefits promptly because, in some cases, benefits may not be retroactive.
Can you get survivors benefits if you die?
The Basics About Survivors Benefits. Your family members may receive survivors benefits if you die. If you are working and paying into Social Security, some of those taxes you pay are for survivors benefits. Your spouse, children, and parents could be eligible for benefits based on your earnings.
Documents you may need to provide
We may ask you to provide documents to show that you are eligible, such as:
What we will ask you
You should also have your checkbook or other papers that show your account number at a bank, credit union or other financial institution so you can sign up for Direct Deposit, and avoid worries about lost or stolen checks and mail delays.
