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how to apply for ssdi dependent benefits

by Audra Klein Published 2 years ago Updated 1 year ago
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Get Help Applying for SSDI

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You can apply for benefits by calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or by visiting your local Social Security office. An appointment is not required, but if you call ahead and schedule one, it may reduce the time you spend waiting to apply.

Full Answer

How much in Social Security disability benefits can you get?

  • 90% of the first $1,024 of average indexed monthly earnings
  • 32% of the average indexed monthly earnings over $1,024 through $6,172, and
  • 15% of the average indexed monthly earnings over $6,172.

Can child receive SSDI?

Only biological or adopted children and dependent stepchildren can receive SSDI benefits for your disability. Children must be unmarried and younger than 18 years old. The only exception is for a child who is still in high school. The child may continue to receive benefits until he or she graduates (or withdraws) or turns 19, whichever comes first.

Will my surviving spouse receive my SSDI benefits?

Surviving Spouses. If your spouse who was receiving SSDI benefits dies, you may be eligible to receive widow’s or widower’s benefits. (This is only true, however, if your spouse was “currently insured” before becoming disabled.) You will receive 75% of your deceased spouse’s SSDI benefit.

What is the amount of my SSDI benefit?

  • 90% of the first $996 of average indexed monthly earnings
  • 32% of the average indexed monthly earnings over $996 through $6,002, and
  • 15% of the average indexed monthly earnings over $6,002.

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How do I add dependents to my Social Security disability?

To apply for benefits for your child, you must call the SSA or go into your local field office. You can find your field office on the SSA's website by entering your zip code into the field locator. You will need proof that your child is eligible (birth certificate or adoption papers plus her Social Security number).

How much do you get for dependents on SSDI?

Each dependent can receive a monthly payment that is 50% of your own SSDI payment. The grand total that all your dependents receive on your record cannot exceed 150% to 180% of your monthly SSDI however.

Does SSDI back pay include dependents?

If Social Security approves your claim and gives you back pay, you will receive benefits for every month that passed since you became eligible for SSDI. If you have a spouse or dependent children who are entitled to benefits based on your SSDI claim, they will also receive back pay.

How much do you get per child when you are on SSDI?

Generally, your child will receive up to 50% of your total SSDI benefit. It is important to note that there is a maximum amount that a family can receive based on one disabled individual's benefits. The family limit is usually 150% - 180% of the SSDI benefit awarded to the disabled individual.

What qualifies as a disabled dependent?

Dependents: You may be able to claim your child as a dependent regardless of age if they are permanently and totally disabled. Permanently and totally disabled: y He or she cannot engage in any substantial gainful activity because of a physical or mental condition.

How long does it take to get SSDI back pay for dependents?

Even though your benefits are backdated to the date of your application, it takes 5 months for the payments to begin—so that five-month waiting period wipes out your back pay.

What is the family maximum for SSDI?

The family maximum for a disabled worker is 85 percent of the worker's average indexed monthly earnings ( AIME ), a measure of lifetime earnings. However, the family maximum for a disabled worker's family cannot be more than 150 percent or less than 100 percent of his or her PIA .

How many years does SSDI back pay?

Usually applicants will receive their first installment of SSDI back pay 60 days after being approved for disability. After being approved, if you were disabled long before you even applied for disability, you may be eligible to receive retroactive SSDI payments for up to one year.

Are My Children Eligible For Benefits?

Dependent benefits are available only to eligible children. An eligible child can be your biological child (by birth), your adopted child (legal or...

Are My Adult Children Eligible For Benefits?

If your child is 18 or older and not a student, your child can get what Social Security calls adult child benefits. The following criteria must be...

Children's Benefit Amounts

The most your child can receive (whether under 18 or over 18 and disabled) is 50% of your monthly disability payment. If there are other family mem...

Applying For Child’S Benefits

To apply for benefits for your child, you must call the SSA or go into your local field office. You can find your field office on the SSA’s website...

What age can you get disability benefits?

Divorced spouse. Children. Adult child disabled before age 22. If any of your qualified family members apply for benefits, we will ask for their Social Security numbers and their birth certificates.

How old do you have to be to get a disability?

Be under age 18; or. Be 18-19 years old and a full-time student (no higher than grade 12); or. Be 18 or older and disabled from a disability that started before age 22. Normally, benefits stop when children reach age 18 unless they are disabled.

How old do you have to be to get Social Security?

Be at least 62 years old. Be unmarried. Not be eligible for an equal or higher benefit on their own Social Security record, or on someone else's Social Security record. The amount of benefits payable to your divorced spouse has no effect on the amount of benefits you or your current spouse may receive.

How much disability can a family member receive?

Each family member may be eligible for a monthly benefit of up to 50 percent of your disability benefit amount. However, there is a limit to the amount we can pay your family. The total varies, depending on your benefit amount and the number of qualifying family members on your record.

Can a child receive Social Security disability?

When you qualify for Social Security disability benefits, your children may also qualify to receive benefits on your record. Your eligible child can be your biological child, adopted child, or stepchild. A dependent grandchild may also qualify. To receive benefits, the child must: Be unmarried.

What is the number to call for SSI benefits?

Call the SSA to see if this option is available. Their phone number is 800-772-1213. Legal Information & Books from Nolo. Disability Law.

How long can a child collect Social Security Disability?

If you collect Social Security disability benefits, your children can collect a dependents benefit until they reach 18 ( or longer if they are students or disabled). If you are approved for Social Security disability benefits and you have a dependent eligible child, your child may also be eligible for benefits based on your earnings record.

How much disability can a child receive?

The most your child can receive (whether under 18 or over 18 and disabled) is 50% of your monthly disability payment. If there are other family members collecting payment as well, however, the amount will be lowered. There is a family cap on the monthly benefits amount that is generally 150% to 180% of your payment amount, including your payment.

How old do you have to be to get disability?

18 years or older with a disability that began before the child turned 22. If your eligible child is under the age of 18 (or is 19 and a full-time student), he or she doesn't need to be disabled to get benefits.

What is considered an eligible child?

An eligible child can be your biological child (by birth), your adopted child (legal or equitable) child, or your stepchild. Your grandchild may also be eligible in some circumstances. There are also additional requirements that must be met. The child must be unmarried, and. The child must be either:

How long does it take for an adult child to be disabled?

To be disabled under the SSA's guidelines, your adult child's condition must prevent him from doing a substantial about of work for at least 12 months (or be expected to result in his death), just like any other adult.

When can a child collect Social Security?

Your child can start collecting benefits based on your work history when you begin to collect Social Security retirement or disability benefits, or when you die.

Where to do dependent interview?

The dependent interview can take place over the phone or in person at any SSA office. The interview consists of a few questions to complete an application for the child (ren) or parent (s) in question and confirm that they would be eligible for benefits.

What does SSDI pay for?

As a claimant who is awarded SSDI benefits, you receive a monthly monetary payment from Social Security to care for your needs, pay bills, and handle any other monthly expenses. While the amount you receive may cover all your needs as an individual, if you have dependent children or parents then there may be a gap between your monthly income ...

Can I file for dependent benefits if I am awarded SSDI?

When you are awarded SSDI benefits, you can begin the process of formally filing for dependent benefits. You can contact the Social Security Administration ( SSA) to set up a time to complete a dependent interview once you have received one of the following items: Your Notice of Award.

Do dependents get a lump sum?

Each eligible dependent will receive a Notice of Award that mirrors yours, as well as a lump sum payment. Depending on the age of the child (ren), the Notice of Award may indicate they will continue to receive benefits going forward as well.

Who is eligible for Social Security Disability?

Dependents who qualify for these benefits can include spouses and children as well as ex-spouses and grandchildren (in some cases).

Can disabled people get survivors benefits?

In addition, if a disabled worker dies and leaves dependent spouses, children, ex-spouses, or even elderly parents, they are eligible for survivors benefits. Dependents benefits and survivors benefits are not available to the families of SSI (Supplemental Security Income) recipients.

Can I get Social Security for my stepchildren?

Social Security benefits are available for most unmarried dependent stepchildren who are under the age of 18 or have a disability. Disabled Parents with Dependent Children and SSDI Benefits. If one or both parents in a family qualifies for Social Security Disability Insurance (SSDI) benefits, then their dependent children who meet certain criteria ...

Can a child get Social Security?

Whether your child or children will get Social Security benefits depends on which disability benefits you've been approved for ( SSDI or SSI). Adults who are disabled may be eligible to receive Social Security Disability benefits based on their parents' earnings.

Can stay at home moms get disability?

Many stay-at-home moms and homemakers are left out of the disability benefit system, unless their spouses have become disabled or died. Family members who were financially dependent on a disabled worker who is eligible to receive Social Security disability benefits are often eligible to receive family benefits.

Can a parent receive Social Security if they are married?

In some situations, a parent is ineligible for mother's or father's Social Security dependents benefits. Spouses married for at least a year, divorced spouses who were married at least 10 years, and surviving spouses can be entitled to benefits.

How to apply for child benefits?

You can apply for benefits by calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or by visiting your local Social Security office. An appointment is not required, but if you call ahead and schedule one, it may reduce the time you spend waiting to apply.

What to ask if a worker is deceased?

If the worker is deceased, we will also ask you: The worker's date of birth and his or her name at birth (if different); The worker's date of death and the place of death; The State or foreign country of the worker's fixed permanent residence at the time of death;

How to apply for family dependent benefits?

Applying for Family Dependency Benefits. Call the Social Security Administration (SSA) at (800) 772-1213 to apply for the family SSDI benefits. The applicant must provide the SSA with their birth certificate, their marriage certificate if applying as a spouse, their Social Security number (and that of the disabled worker), ...

How long can a child receive SSDI?

In addition, adult children who became disabled prior to the age of twenty-two are eligible for SSDI payments as ...

How much disability does a disabled spouse get?

Each child and the spouse in the disabled worker's family receives up to 50% of the disabled worker's monthly disability amount. However, the total of the spouse's benefit and the children's benefit cannot be greater than the maximum family benefit, which is generally 150% of the disabled worker's monthly SSDI benefit.

How long can a disabled spouse receive auxiliary benefits?

A spouse or ex-spouse can get auxiliary benefits if he or she cares for children of the disabled worker, until the children turn 16. If a child of the disabled worker is disabled, the mother or father can receive benefits for as long as the disability continues (but if the disabled child is over age 22, the disability must have occurred ...

What is the SSA?

The Social Security Administration (SSA) administers disability benefits for those who are no longer able to work. Workers who have paid into the Social Security system are eligible for Social Security disability insurance (SSDI), which also provides monthly benefits for the dependents in a disabled person's family.

When can a divorced spouse collect disability?

Similarly, if an ex-wife or husband was married for at least ten years to a disabled worker, the divorced spouse can get benefits starting at age 62 unless the ex-spouse remarries or can collect benefits on his or her own record. For more information, see our article on how a spouse can get disability benefits.

Who can collect Social Security if a disabled person dies?

If an SSDI recipient dies, the children, spouses, ex-spouses, and even elderly parents who were dependent on the disability recipient can collect a Social Security benefit in some circumstances. For more information, see our topic page on Survivors Benefits.

Who can receive Social Security benefits?

Social Security may be best known for the monthly benefits it provides to retirees, but, in some cases, it also offers benefits to their dependents. Potential recipients include spouses, along with dependent parents, children, and grandchildren. Depending on their relationship to the retiree, dependents may receive payments ...

How old do you have to be to receive spousal benefits?

In order to receive this benefit, the spouse receiving the spousal benefit must be at least 62 years old or be caring for a child who is younger than 16 or who receives Social Security disability benefits. 1.

How old do you have to be to get a survivor's check?

To receive these benefits, the surviving spouse must be at least 60 years old, or 50 if disabled. (The disability must have begun before or within seven years of the worker's death.) 4

How much will Social Security be in 2021?

1. If you are still working, your spousal benefits may be reduced, based on your income. The threshold is fairly low; for 2021, it's $18,960 in annual income or $1,580 per month.

What age can a child be eligible for Medicaid?

A child who is 18 or older is also eligible if they suffer from a disability that began no later than age 22. 12 15. For families that are in this situation, it's worth noting that there are other government programs, such as Medicaid, that have provisions to assist children and adults with disabilities.

How old do you have to be to get a divorce?

However, you have to be at least 62 years old, and the divorce must have been finalized for at least two years if you have not yet reached your normal retirement age. 7 . Divorced spouses who had more than one marriage that lasted at least 10 years do not receive multiple benefit checks or one for each marriage.

How long do you have to be married to receive a PIA?

If you are divorced from a retired worker, you're eligible to receive an amount equal to one-half of your former spouse's PIA, provided you were married for at least 10 years. 4 

Ways to Apply

You can complete an application for Retirement, Spouse's, Medicare or Disability Benefits online.

Retirement or Spouse's Benefits

You can apply online for Retirement or spouse's benefits or continue an application you already started.

Disability Benefits

You can apply online for disability benefits or continue an application you already started.

Appeal a Disability Decision

If your application for disability benefits was denied recently for medical reasons, you can request an appeal online or continue working on an appeal you already started.

Medicare Benefits

You can apply online for Medicare or continue an application you already started.

Extra Help with Medicare Prescription Drug Costs

You can apply online for Extra Help with Medicare prescription drug costs.

Supplemental Security Income (SSI) Benefits

If you want to apply for Supplemental Security Income (SSI), please read:

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