Before You Apply
- Review Retirement Benefits Basics. You can start your retirement benefits as early as age 62 or as late as age 70. ...
- Understand The Application Process. Gather the information and documents you need to apply. Complete and submit your application. We review your application and contact you if we need more information.
- Gather Information You Need to Apply. Dates of current and previous marriages, and where you were married. U.S. military service dates and branches.
When can you start collecting Social Security?
To claim Social Security spousal benefits, you’ll need to meet certain criteria, including being at least age 62 in most cases. Your spouse or ex-spouse also must be living. Keep in mind that the criteria for spousal benefits varies depending on whether you’re married or divorced.
How long does it take to get your first social security check?
For Social Security income, the youngest age when you can apply is 61 years and nine months old. You would then receive your first Social Security check four months later—the month after your 62nd birthday. While it typically takes several weeks to process a new application, some may be approved in the same month when you apply.
What happens if you work after starting Social Security?
If you start a new job after you begin receiving Social Security benefits ... How Much Can You Earn While Receiving Social Security? If you opt to work while receiving Social Security before your full retirement age, you will only be able to receive ...
How do I start receiving my social security checks?
There are three key ages when it comes to Social Security:
- Age 62: This is the earliest age you can begin to receive retirement benefits. Your monthly benefit will be permanently reduced.
- Age 66: This is currently “full retirement age” (FRA). ...
- Age 70: This is the latest age you want to file for benefits. ...
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How do I get my Social Security payments started?
A. The first question is easy to answer. You can apply online, call Social Security at 800-772-1213 (TTY 800-325-0778) or go to your local Social Security office. It's best to apply three months before you want the money to begin arriving.
How long does it take to start getting Social Security benefits after you apply?
Once you have applied, it could take up to three months to receive your first benefit payment. Social Security benefits are paid monthly, starting in the month after the birthday at which you attain full retirement age (which is currently 66 and will gradually rise to 67 over the next several years).
Is it better to apply for Social Security online or in person?
Applying online is the easiest way to complete your application at a time that works for you, without a trip to the Social Security office.
At what age is Social Security no longer taxed?
At 65 to 67, depending on the year of your birth, you are at full retirement age and can get full Social Security retirement benefits tax-free.