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how to file for social security retirement benefits online

by Everett Williamson Published 2 years ago Updated 1 year ago
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  • Log in to the SSS Member Portal. After a successful log-in, you’ll be taken to the My.SSS Portal Home page.
  • Click Electronic Services.
  • Click Retirement Application. This will take you to the Online Retirement Benefits Application page.
  • Check your profile and employment history. Contact the SSS if you find any inaccurate data.
  • Answer the questions and follow the instructions on how to proceed with your application.

Full Answer

How do you file for SS retirement?

  • If you claim Social Security early at age 62, your benefit will be reduced by 30%
  • If you claim early at age 63, your benefit will be reduced by 25%
  • If you claim early at age 64, your benefit will be reduced by 20%
  • If you claim early at age 65, your benefit will be reduced by 13.3%
  • If you claim early at age 66, your benefit will be reduced by 6.7%

How do you apply for Social Security retirement benefits?

You can apply:

  • Online; or
  • By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office. Call ahead to make an appointment.
  • If you do not live in the U.S. or one of its territories, you can also contact your nearest U.S. Social Security office, U.S. Embassy or consulate.

How do you apply for SS retirement?

  • Gather the information and documents you need to apply.
  • Complete and submit your application.
  • We review your application and contact you if we need more information.
  • We mail you a decision letter.
  • You start receiving your retirement benefits.

How do I apply for retirement online?

Follow these steps to apply online:

  • To start your application, go to our Apply for Benefits page, read and agree to the Terms of Service. ...
  • On that page, review the “Getting Ready” section to make sure you have the information you need to apply.
  • Select “Start A New Application.”
  • We will ask a few questions about who is filling out the application.

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How long does it take to apply for Social Security retirement online?

The idea of applying for Social Security retirement benefits might seem daunting, but it's not. There's no need to visit an office. You don't have to use the phone. We have an online retirement application that you can complete in as little as 15 minutes and from the comfort of your home or office.

How long does it take to get first Social Security check after applying?

Once you have applied, it could take up to three months to receive your first benefit payment. Social Security benefits are paid monthly, starting in the month after the birthday at which you attain full retirement age (which is currently 66 and will gradually rise to 67 over the next several years).

What is the easiest way to apply for Social Security retirement?

Applying online is the easiest way to complete your application at a time that works for you, without a trip to the Social Security office. You can also apply by phone or at a Social Security office.

How do I apply for Social Security at age 66 online?

You can apply for retirement benefits online at www.ssa.gov, call our toll-free number, or contact a local Social Security office.

Is it better to apply for Social Security in person or online?

While some may prefer to apply in person at their local Social Security office, an increasing number of retirees are finding it easier and more convenient to claim their benefits by retiring online at www.socialsecurity.gov.

What paperwork do you need to retire?

What Documents Do You Need to Apply for Retirement Benefits? (En español)Your Social Security card or a record of your number.Your original birth certificate, a copy certified by the issuing agency, or other proof of your age. ... If you were not born in the U.S., proof of U.S. citizenship or lawful alien status.More items...

How do I apply for Social Security for the first time?

You can apply:Online; or.By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office. ... If you do not live in the U.S. or one of its territories, you can also contact your nearest U.S. Social Security office, U.S. Embassy or consulate.

Does Social Security start the month you turn 66?

You can start your Social Security retirement benefits as early as age 62, but the benefit amount you receive will be less than your full retirement benefit amount.

How much money can you have in the bank on Social Security retirement?

$2,000You can have up to $2,000 in cash or in the bank and still qualify for, or collect, SSI (Supplemental Security Income).

How many months in advance should you apply for Social Security benefits?

four monthsYou can apply up to four months before you want your retirement benefits to start. For example, if you turn 62 on December 2, you can start your benefits as early as December, and apply in August. Even if you are not ready to retire, you still should sign up for Medicare three months before your 65th birthday.

Do Social Security benefits start the month of your birthday?

For Social Security income, the youngest age when you can apply is 61 years and nine months old. You would then receive your first Social Security check four months later—the month after your 62nd birthday.

Do I need to contact Social Security when I turn 65?

Is it automatic when I turn 65? To enroll in Medicare, most people need to contact Social Security directly. Do this before your 65th birthday to avoid a lapse in health coverage.

Ways to Apply

You can complete an application for Retirement, Spouse's, Medicare or Disability Benefits online.

Retirement or Spouse's Benefits

You can apply online for Retirement or spouse's benefits or continue an application you already started.

Disability Benefits

You can apply online for disability benefits or continue an application you already started.

Appeal a Disability Decision

If your application for disability benefits was denied recently for medical reasons, you can request an appeal online or continue working on an appeal you already started.

Medicare Benefits

You can apply online for Medicare or continue an application you already started.

Extra Help with Medicare Prescription Drug Costs

You can apply online for Extra Help with Medicare prescription drug costs.

Supplemental Security Income (SSI) Benefits

If you want to apply for Supplemental Security Income (SSI), please read:

What Documents Do You Need to Apply for Retirement Benefits?

We request different documents depending on your circumstances. You can help by being ready to provide the information and documents listed below. You can also use our Checklist For The Online Medicare, Retirement, And Spouses Application to help you gather the information you need to apply.

If You Don't Have All Of The Documents

Even if you don't have everything, don't delay applying for Social Security retirement benefits. You can provide the missing documents later. We may be able to help you get them.

Online Services

We are constantly expanding our online services to give you freedom and control when conducting business with Social Security.

my Social Security

You can access many of our online services with a free my Social Security Account.

Online Services for Businesses, Governments, Organizational Payees and Third Parties

Use Business Services Online to report wages and use our other online services for businesses.

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