If you applied for Social Security benefits, or have a pending reconsideration or hearing request, you can check the status online using your free personal my Social Security account. If you don’t have an account, you can create one to see the following information about your claim: Date of filing. Current claim location.
How do you determine your Social Security benefit?
The estimated and actual amounts may differ due to:
- Future increases or decreases in your earnings.
- Social Security annual cost-of-living adjustments.
- Changes to U.S. laws and policies.
- Your military service, railroad employment, or pensions earned through work for which you did not pay Social Security tax.
How do you check your Social Security benefit?
Your Social Security Statement (Statement) is available to view online by opening a my Social Security account. It is useful for people of all ages who want to learn about their future Social Security benefits and current earnings history.
How do I determine my social security benefit?
Try refreshing the page. Today's Social Security column addresses questions about how Social Security spousal benefits are calculated, whether it's necessary to file in January to get a given year's COLA and what effects of benefits rates not paying taxes can have.
How to estimate your Social Security benefit?
Your Social Security benefit is decided based on your lifetime earnings and the age when you retire and begin taking payments. Your lifetime earnings are converted to a monthly average based on the 35 years in which you earned the most, adjusted for inflation.
What is SSI for disabled people?
We are with those who need a helping hand. The Supplemental Security Income (SSI) program provides support to disabled adults and children who have limited income and resources, as well as people age 65 and older who are not disabled but have limited income and resources.
Why do we pay disability benefits to people who can't work?
We pay disability benefits to those who can’t work because they have a medical condition that’s expected to last at least one year or result in death. Find out how Social Security can help you and how you can manage your benefits. LEARN MORE.
What is the age limit for Medicare?
Medicare. Medicare is our country’s health insurance program for people 65 or older. Certain people younger than age 65 can qualify for Medicare too, including those with disabilities and those who have permanent kidney failure. Social Security works with the Centers for Medicare and Medicaid Services to ensure the public receives ...
Benefit Calculators
The best way to start planning for your future is by creating a my Social Security account online. With my Social Security, you can verify your earnings, get your Social Security Statement, and much more – all from the comfort of your home or office.
Online Benefits Calculator
These tools can be accurate but require access to your official earnings record in our database. The simplest way to do that is by creating or logging in to your my Social Security account. The other way is to answer a series of questions to prove your identity.
Additional Online Tools
Find your full retirement age and learn how your monthly benefits may be reduced if you retire before your full retirement age.
Social Security Statement
Your Social Security Statement (Statement) is available to view online by opening a my Social Security account. It is useful for people of all ages who want to learn about their future Social Security benefits and current earnings history.
Sample Statement
We redesigned the Statement to make it easier for you to read and find the information you need!
Fact Sheets Added to Online Statement
We have added new fact sheets to accompany the online Statement. The fact sheets are designed to provide clarity and useful information, based on your age group and earnings situation. They can help you better understand Social Security programs and benefits.
Retirement Age Calculator
Find out your full retirement age, which is when you become eligible for unreduced Social Security retirement benefits. The year and month you reach full retirement age depends on the year you were born.
Why Did the Full Retirement Age Change?
Full retirement age, also called "normal retirement age," was 65 for many years. In 1983, Congress passed a law to gradually raise the age because people are living longer and are generally healthier in older age.
Check the Status of your Social Security Application
Our online services let you get the information you need from anywhere, on any device. If you applied for Social Security benefits or Supplemental Security Income (SSI), or have a pending reconsideration or hearing request, you can log in to or create a my Social Security account to check the status of your application.
Still have questions?
If you have questions or need help understanding how to check the status of your Social Security application online, call our toll-free number at 1-800-772-1213 or visit your Social Security office. If you are deaf or hard of hearing, call our toll-free TTY number, 1-800-325-0778, between 8:00 a.m. and 5:30 p.m. Monday through Friday.
How old do you have to be to file for Social Security?
You must be at least age 22 to use the form at right. Lack of a substantial earnings history will cause retirement benefit estimates to be unreliable. Enter your date of birth ( month / day / year format) / /. Enter earnings in the current year: $. Your annual earnings must be earnings covered by Social Security.
What happens if you don't give a retirement date?
If you do not give a retirement date and if you have not reached your normal (or full) retirement age, the Quick Calculator will give benefit estimates for three different retirement ages .
What is the benefit estimate?
Benefit estimates depend on your date of birth and on your earnings history. For security, the "Quick Calculator" does not access your earnings record; instead, it will estimate your earnings based on information you provide. So benefit estimates made by the Quick Calculator are rough. Although the "Quick Calculator" makes an initial assumption ...
How old do you have to be to use Quick Calculator?
You must be at least age 22 to use the form at right.
How much does Social Security pay?
Social Security pays benefits that are generally equal to about 40 percent of your pre-retirement earnings. The Social Security Administration helps you estimate your benefits. Learn from Investor.gov how you can boost your retirement savings. If you have a financial advisor, talk to them about your plans.
How does Social Security work?
Social Security is a program run by the federal government. The program works by using taxes paid into a trust fund to provide benefits to people who are eligible. You’ll need a Social Security number when you apply for a job. Find how to apply for a Social Security number or to replace your Social Security card .
How much of your pre-retirement income should you replace with retirement?
Current savings. The worksheet assumes that you’ll need to replace about 80 percent of your pre-retirement income. Social Security retirement benefits should replace about 40 percent of an average wage earner’s income after retiring. This leaves approximately 40 percent to be replaced by retirement savings.
What does Social Security provide?
Social Security provides you with a source of income when you retire or if you can’t work due to a disability. It can also support your legal dependents (spouse, children, or parents) with benefits in the event of your death.
What percentage of your salary should you save for 401(k)?
If, for example, you are in a 401 (k) plan in which you contribute 4 percent of your salary and your employer also contributes 4 percent, your saving rate would be 8 percent of your salary. By using the worksheet, you’ve figured out your target savings rate. It gives you a rough idea –a savings goal.
How to save for retirement?
Use automatic deductions from your payroll or your checking account. Make saving for retirement a habit. Be realistic about investment returns. If you change jobs, keep your savings in the plan or roll them over to another retirement account. Don’t dip into retirement savings early.
How long can a 65 year old woman live in retirement?
How long will you live in retirement? Based on current estimates, a 65 year old man can expect to live approximately 18 years in retirement, and a 65 year old woman can expect to live about 20 years , but many people live longer. Planning to live well into your 90s can help you avoid outliving your income.
