What-Benefits.com

how to go about getting disability benefits

by Shanelle Walker Published 2 years ago Updated 2 years ago
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  • file online at www.ssa.gov/applyfordisability (but note that online filing isn't available to most SSI applicants)
  • call the Social Security office at 800-772-1213 for an appointment to apply, or
  • go to your local Social Security office without an appointment.

You can apply for Disability benefits online, or if you are unable to complete the application online, you can apply by calling our toll-free number, 1-800-772-1213, between 8:00 a.m. and 7:00 p.m. Our representatives can make an appointment for you to apply.

Full Answer

What are the top 10 conditions that qualify for disability?

  • Phenylketonuria (PKU)
  • Other inborn errors of metabolism not specified elsewhere that are treated by medically prescribed diet to prevent neurological disability and/or severe organ damage. ...
  • Cystic Fibrosis.

More items...

What to expect when applying for disability benefits?

What to Expect at Your Disability Benefits Hearing

  • Getting Your Hearing Started Right. ...
  • Inside the Hearing Room (It’s Not Like a TV Courtroom Drama) Hearings are typically held in relatively small rooms, which look more like conference rooms than courtrooms.
  • Testimony, Questions, and Answers. ...
  • After The Hearing. ...
  • See What a SSDI Hearing Is Like. ...

More items...

What is the easiest way to get disability?

Ways to apply for disability benefits: Call Social Security at 1-800-772-1213. TTY users can call 1-800-325-0778. Contact your local Social Security office. If you or your spouse worked for a railroad, call the Railroad Retirement Board at 1-877-772-5772. Once your disability benefits start, we’ll mail you a welcome package with your Medicare card.

What to prove to qualify for disability benefits?

Veterans suffering from certain medical conditions became eligible for presumptive VA disability benefits. Last year ... “Some veterans may go in and apply and not hear anything for an extensive period of time, dismiss the fact that they are going ...

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What conditions are considered a disability?

The legal definition of “disability” states that a person can be considered disabled if they are unable to perform any substantial gainful activity due to a medical or physical impairment or impairments which can be expected to result in death or which has lasted or can be expected to last for a continuous period of ...

How do people get by on disability?

A person is disabled under the Act if they can't work due to a severe medical condition that has lasted, or is expected to last, at least one year or result in death. The person's medical condition(s) must prevent them from doing work that they did in the past, and it must prevent them from adjusting to other work.

How hard is it to get on disability?

Approval Rates For Denials Social Security disability applications face an overwhelming 70% denial rate upon initial evaluation. That is a huge number but it is based upon several very different factors, such as applying for a condition that does not meet the criteria or lack of proper medical documentation.

Can someone help me get on disability?

If you need help applying for disability benefits, you can get help with your claim from various sources, so you don't have to go through the process alone. Attorneys, advocates, family members, doctors, and SSA representatives can help you when filing for disability.

What is the average time to get approved for disability?

about 3 to 5 monthsGenerally, it takes about 3 to 5 months to get a decision. However, the exact time depends on how long it takes to get your medical records and any other evidence needed to make a decision. * How does Social Security make the decision? We send your application to a state agency that makes disability decisions.

What is the monthly amount for Social Security disability?

SSDI payments range on average between $800 and $1,800 per month. The maximum benefit you could receive in 2020 is $3,011 per month. The SSA has an online benefits calculator that you can use to obtain an estimate of your monthly benefits.

What is the hardest state to get disability?

OklahomaOklahoma is the hardest state to get for Social Security disability. This state has an SSDI approval rate of only 33.4% in 2020 and also had the worst approval rate in 2019 with 34.6% of SSDI applications approved. Alaska had the second-worst approval rate, with 35.3% of applications approved in 2020 and 36.2% in 2019.

Can you work while on disability?

The short answer is yes. You can work part time while on Social Security Disability. You just have to make sure your income doesn't exceed the limitations for substantial gainful activity, or SGA.

Why would SSI be denied?

You didn't return all the necessary forms to the SSA. Your medical conditions would not last at least 1 year. Your assets or income are over the limit. Your medical conditions were not severe enough.

What are the 21 types of disabilities?

21 Types of DisabilitiesBlindness.Low-vision.Leprosy Cured Persons.Hearing Impairment.Locomotor Disability.Dwarfism.Intellectual Disability.Mental Illness.More items...

Does disability pay more than Social Security?

In general, SSDI pays more than SSI. Based on data from 2020: The average SSDI payment is $1,258 per month. The average SSI payment is $575 per month.

How do u qualify for SSI?

To get SSI, you must meet one of these requirements: • Be age 65 or older. Be totally or partially blind. Have a medical condition that keeps you from working and is expected to last at least one year or result in death. There are different rules for children.

Who Can Apply For Adult Disability Benefits Online?

You can use the online application to apply for disability benefits if you: 1. Are age 18 or older; 2. Are not currently receiving benefits on your...

How Do I Apply For Benefits?

Here is what you need to do to apply for benefits online: 1. Print and review the Adult Disability Checklist It will help you gather the informatio...

What Information Do I Need to Apply For Benefits?

We suggest that you have the following information at hand. It will make completing the application much easier.

Information About Your Work

1. The amount of money earned last year and this year 2. The name and address of your employer(s) for this year and last year 3. A copy of your Soc...

What Documents Do I Need to provide?

We may ask you to provide documents to show that you are eligible, such as: 1. Birth certificate or other proof of birth; 2. Proof of U.S. citizens...

What Are The Advantages of Applying Using Our Online Disability Application Process?

Our online disability application process offers several advantages. You can: 1. Start your disability claim immediately. There is no need to wait...

What Happens After I Apply?

After we receive your online application, we will: 1. Provide confirmation of your application- either electronically or by mail. 2. Review the app...

What Other Ways Can I Apply?

You can also apply: 1. By phone - Call us at 1-800-772-1213 from 7 a.m. to 7 p.m. Monday through Friday. If you are deaf or hard of hearing, you ca...

Short-Term and Long-Term Disability Insurance

If you can't work because you are sick or injured, disability insurance will pay part of your income. You may be able to get insurance through your...

Social Security Benefits for People with Disabilities

If you have a disability, Social Security Disability Insurance and Supplemental Security Income may help financially. To find out if you’re eligibl...

Health Insurance and Health Resources for People with Disabilities

Find information about health insurance and resources for people with disabilities.Health Coverage for People With DisabilitiesIf you have a disabi...

VA Disability Compensation Benefits

Veterans who have a service-related injury or illness may be entitled to VA disability compensation. It’s a tax-free monthly benefit.Visit VA.gov t...

How do I apply for disability benefits?

You can apply for Disability benefits online, or if you are unable to complete the application online, you can apply by calling our toll-free number, 1-800-772-1213, between 8:00 a.m. and 7:00 p.m.

How long does it take to get SSDI?

Social Security Disability Insurance (SSDI) benefits have a five month waiting period, which means that benefit payments will not begin before the sixth full month of disability. The SSDI waiting period begins the first full month after the date we decide your disability began.

When will I get my ALS disability?

There is no waiting period if your disability results from amyotrophic lateral sclerosis (ALS) and you are approved for SSDI benefits on or after July 23, 2020. We pay Supplemental Security Income (SSI) disability benefits for the first full month after the date you filed your claim, or, if later, the date you become eligible for SSI.

How You Apply

You should apply for disability benefits as soon as you become disabled. If you are ready to apply now, you can:

More Help For Filing Your Claim

Our Disability Starter Kit will help you get ready for your disability interview or online application. Starter kits are available in English or Spanish for adults and children under age 18.

If Your Application Is Denied

After we review your application and the information you provided, we may decide you do not meet the qualifications for disability benefits.

How long does it take to get SSDI?

You can apply for SSDI benefits online, by phone, or in person . If your application is approved, you’ll have a five-month waiting period for benefits to start. If your application is denied, you can appeal the decision.

How long does disability last on Social Security?

To qualify for either program, you must meet SSA’s definition of disability : You’re unable to do substantial gainful activity (work) Your disability is expected to last for at least one year or result in death. Your impairment is on Social Security’s list of disabling medical conditions.

What is SSDI for spouse?

Social Security Disability Insurance (SSDI) Social Security Disability Insurance ( SSDI) is for people who have become disabled after earning enough Social Security work credits within a certain time. Your spouse or former spouse and your children may be eligible for benefits when you start getting SSDI. You can apply for SSDI benefits online, by ...

What happens if you can't work?

If you can't work because you are sick or injured, disability insurance will pay part of your income. You may be able to get insurance through your employer. You can also buy your own policy.

How long does a disability policy last?

Types of Disability Policies. There are two types of disability policies. Short-term policies may pay for up to two years. Most last for a few months to a year. Long-term policies may pay benefits for a few years or until the disability ends. Employers who offer coverage may provide short-term coverage, long-term coverage, or both.

How do I apply for SSI?

How to Apply for Supplemental Security Income (SSI) Adults can apply for SSI by phone, in person at a local Social Security office, or in some cases online. To apply for SSI for a child, you can start the process online but will need to complete it either in person or by phone.

Is SSI a Social Security benefit?

SSI is not Social Security. Although the names sound similar and the Social Security Administration runs the program, it does not fund SSI.

How to make an appointment for disability?

Set up an appointment. Call your local Social Security Administration office, or call 800-772-1213 Monday through Friday, from 7 a.m. to 7 p.m. Eastern time, for a phone or office appointment. Call ahead. Most offices schedule disability appointments weeks or even months out, so call as soon as possible. [5]

When do you get your first disability check?

Most people see their first check come in at the beginning of the sixth month after the disability began. This waiting period is in place to insure that only applicants suffering from long-term disability, and not short-term or partial disability, receive benefits.

What is the SSA disability?

The Social Security Administration (SSA) pays disability benefits to American adults and children deemed to suffer from long-term disability. The law states that disabilities must be the result of a medical condition that has prevented, or will prevent, you from working for a year or that will ultimately end in death.

What documents do I need to apply for SSA?

As your application goes on, SSA may request copies of your birth certificate, or citizenship and naturalization papers. You might also need to provide educational transcripts and proof of a high school diploma or college degree. ...

How many credits do you need to qualify for disability?

Work credits are essentially income that is assigned a value. [1] In general, you must have accumulated 40 work credits (20 in the past 10 years) to be eligible for disability.

How old do you have to be to get Social Security?

Know the basic requirements. In order to receive Social Security disability benefits as an adult, you must be 18 years of age or older, and permanently residing in an American state or territory.

How long do you have to have Social Security credits?

If you become disabled between the ages of 24 and 31, you will need to have credits for at least half the years between age 21 and when you become disabled.

How long does a short term disability last in California?

California’s SDI policy covers claimants for up to 52 weeks — the longest period for any state-managed short-term disability benefits program. Once approved, you may receive up to $1,300 in weekly cash payments, though other factors may change your approved amount. Learn more helpful information about how California’s SDI program works.

How many hours can you work in Hawaii to qualify for disability?

Hawaiians working at least 20 hours for 14 out of the last 52 weeks may qualify for temporary disability benefits. In addition, applicants must be currently employed when filing a Hawaii Temporary Disability Insurance (TDI) claim in order to qualify.

How to apply for TDAP benefits?

To qualify, you must submit a complete medical report from a licensed physician to your Local Department of Social Services. You can apply for TDAP benefits in person, by mail or fax. Eligible TDAP applicants may receive cash short-term disability benefits for 12 months only in a 36-month period. If your disability should last more ...

How long does it take to file a TBDL claim in New Jersey?

If you’re unable to work due to an illness or injury that isn’t work-related, you can file a TBDL claim. Be sure to file your claim within 30 days after your first missed day of work, though.

Does temporary disability go through employer?

Important: Any short-term disability benefits you receive through your state’s temporary assistance program don’t go through your employer. Your employer’s insurance provider is responsible for paying any workers’ comp or short-term disability benefits once your claim is approved. If you believe your workers’ compensation claim was wrongly denied ...

Can I get disability if I have a job?

Yes — if your job’s benefits package includes that specific type of insurance coverage and you’re currently an eligible employee. However, some U.S. states also provide temporary or short-term disability benefits for permanent residents, provided you meet their program requirements. California, Hawaii, Maryland, New Jersey, ...

Can I get SSI if I die?

Unfortunately, the Social Security Administration (SSA) doesn’t have any programs that provide either temporary or short-term disability benefits. If your disability’s expected to last for at least 12 months or result in death, apply for SSI or SSDI. Your disability must prevent you from working for one year to get monthly Supplemental Security ...

How long does a disability last in the SSA?

A doctor has to confirm that your condition is expected to last 12 continuous months—or result in death. This condition must meet the SSA’s definition of disabled. You can have your claim denied if your doctor expects your condition to improve in less than 12 months. 3. Regularly seek treatment for your disability.

How long do you have to work to get SSDI?

To qualify, you must have worked in a job that withholds FICA taxes for 5-10 years first. SSDI is kind of like taking retirement benefits early—and if approved, it’s about the same dollar amount.

How long can I get SSDI if my spouse dies?

Even if you’re widowed or divorced, SSDI benefits may be available to you as long as you were married at least 10 years. If your spouse dies while getting SSDI payments, you may receive those benefits going forward.

What to tell Social Security about stopping work?

You will need to tell the Social Security Administration if your medical condition was the reason you stopped working at your job. It will also want to know if you had to reduce hours before you left completely. The SSA will ask if you employer provided you with special help.

Can I apply for SSDI while still working?

Don’t apply for SSDI benefits while you are still working . Your chances of approval are better if you’ve already been unable to work for five months due to your illness or condition. Why? Because you must prove you cannot work due to your disability.

Can I work if I can't work?

However, if you cannot work because of your condition, help is available to you. You can apply for monthly disability benefits from the federal government, which the Social Security Administration oversees. If you’re approved for Social Security disability insurance (SSDI) payments, it will provide much-needed income after you’re unable ...

Can you get a referral from the SSA?

Documented evidence of regular appointments and progress notes are helpful for your claim. If you haven’t sought out treatment because you can’t afford a doctor bill, you can get a referral directly from the SSA office. To do so, schedule an in-person appointment. 4.

When will I get my first SSDI?

Your first benefit would be paid for the month of December 2020, the sixth full month of disability. However, there is no waiting period if your disability results from amyotrophic lateral sclerosis (ALS) and you are approved for SSDI benefits on or after July 23, 2020.

How long do you have to wait to receive your first SSDI payment?

Generally, if your application for Social Security Disability Insurance (SSDI) is approved, you must wait five months before you can receive your first SSDI benefit payment. This means you would receive your first payment in the sixth full month after the date we find that your disability began.

How long does Medicare cover ALS?

Medicare Coverage If You're Disabled. We automatically enroll you in Original Medicare (Parts A and B) after you get disability benefits for two years. However, if your disability results from ALS, Medicare coverage begins sooner, generally the first month you are eligible for disability benefits.

When will SSDI pay in 2020?

We would pay your first benefit for the month of December 2020, the first full month of disability. We pay SSDI benefits in the month following the month for which they are due. This means that the benefit due for December 2020 would be paid to you in January 2021, and so on.

How to contact Medicare for a TTY?

If you have questions about this coverage, you can contact Medicare toll-free at 1-800-MEDICARE (1-800-633-4227) to speak to a Medicare Customer Service Representative. TTY users should call 1-877-486-2048.

What are the other benefits that affect Social Security?

Other Payments May Affect Your Disability Benefits. If you receive certain other government benefits, such as workers' compensation, public disability benefits, or pensions based on work not covered by Social Security (e.g., some government or foreign employment), the Social Security benefits payable to you and your family may be reduced.

What is Medicare Advantage Plan?

Medicare Advantage Plan (previously known as Part C) – people with Medicare Parts A and Part B can choose to receive all of their health care services through plans that are offered by private companies and approved by Medicare.

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