- Points: Rewards on spending. The Platinum Card® from American Express earns Membership Rewards points, which offer flexible redemption options that vary in value.
- Convenient features. The Platinum Card® from American Express doesn’t charge foreign transaction fees, but you may experience limited merchant acceptance abroad.
- Protections. This benefit protects qualifying purchases made with your card if they’re accidentally damaged, stolen or lost for up to 120 days (90 days in certain regions) from the purchase ...
- A jet-setting welcome offer. ...
- Big travel rewards. ...
- Up to $200 in annual credit for airline incidental fees. ...
- Up to $200 in Uber cash for rides. ...
- Up to $200 in annual hotel credit.
What are the perks of American Express Platinum?
Which benefits apply to additional cardholders?
- Lounge access. The first key benefit that additional Platinum Card cardholders will enjoy is lounge access — without the primary cardholder.
- Global Entry/TSA PreCheck application-fee credit. ...
- Marriott and Hilton elite status. ...
- Access to the Fine Hotels & Resorts and Hotel Collection. ...
- Car rental elite status. ...
- Other benefits. ...
What are the benefits of an American Express Platinum Card?
- SoulCycle bikes sell for $2,500 plus taxes and fees. ...
- The 15-bike limit is a (somewhat disingenuous) way for Amex to brag that the Amex Platinum offers up to $4,500 in annual statement credits from this perk. ...
- You cannot finance your bike while also getting a $300 statement credit — you must complete the purchase in a single transaction.
How to maximize the American Express Platinum Card Benefits?
American Express has given The Platinum Card a makeover with added enhanced travel benefits and new everyday perks so cardholders ... The new annual fee is $695, which is a $145 increase. Platinum Cardholders who opened accounts prior to July 1, 2021 ...
What is the annual fee for American Express Platinum?
The Platinum Card® from American Express: $695 annual fee. This card gives cardholders and eligible guests access to well over 1,000 airport lounges around the world as part of the American Express Global Lounge Collection, when enrolled. American Express® Gold Card: $250 annual fee. This is a premium card that gives bonus rewards on travel, groceries and restaurant spending.
Is it worth having an American Express Platinum Card?
Is the Amex Platinum worth it? The American Express Platinum Card, known for its prestigious benefits and sleek appearance, is a card worth bragging about. Between the numerous travel benefits, reputable concierge service and consumer protections, the card is worth considering if you can stomach the steep annual fee.
Does Amex Platinum mean you're rich?
No,. American Express is not specifically for rich people, even though it does have a high level of status in many people's minds. Applicants need good or excellent credit scores of 700+ to qualify for Amex credit cards, and you don't need to be rich to have a good credit score.
How much do you have to spend to have a platinum Amex?
The American Express Platinum card minimum spending requirement for the 100,000 points bonus is $6,000, spent within 6 months of being approved for an account. Eligible purchases by both the primary cardholder and any authorized users in the first 6 months count toward this threshold.
What card do billionaires use?
1. American Express Centurion Card. The American Express Centurion Card is the most exclusive credit card in the world and commonly known as the “Amex Black Card.” Launched in 1999, American Express has kept it in a shroud of uncertainty, giving it a very high level of status in the minds of consumers.
Is Amex platinum hard to get?
It will be difficult for the average person to get the American Express Platinum card because of the card's 700+ credit score and reportedly high income requirements. Another reason why the American Express Platinum card may be hard to get is because of the card's daunting $695 annual fee.
Is Amex Gold better than Platinum?
Amex Platinum ultimately offers more value, though. For example, its benefits include airport lounge access, while the Amex Gold Card's perks do not. When it comes to ongoing rewards on purchases, Amex Platinum has a higher maximum earning rate and better travel rewards. But Amex Gold provides more everyday value.
Does Amex Platinum affect credit score?
Because these cards don't have a preset limit, they will not impact your credit utilization ratio (how much of your credit limit you use). But the card will still impact your credit score in other ways—including whether you pay your bill on time.
What income do you need for Amex Gold?
American Express does not disclose a specific income requirement, but it will need to be enough to make payments on the card and to afford the $250 annual fee.
Centurion Lounge Access and More
What it is: Cardholders enjoy complimentary access to American Express Centurion lounge locations. If you’ve ever visited one, you’ll know why this...
Elite Status With Hilton and Starwood
What it is: The Platinum Card has offered complimentary Starwood Preferred Guest Gold status for some time, but more recently it added automatic Hi...
Global Entry Or TSA Precheck Fee Credit
What it is: This is definitely one of the Platinum Card benefits you shouldn’t leave on the table: Every four years, you get a credit to cover the...
Airport and In-Flight Internet
What it is: Cardholders get complimentary enrollment in the Boingo Preferred Plan, which includes unlimited access to Wi-Fi hotspots at airports ac...
American Express Concierge
What it is: If you’re still finalizing your travel resolutions for the year, consider making a vow to outsource more trip research to the Amex Plat...
American Express Fine Hotels & Resorts
What it is: A final benefit worth remembering as you plan out your year in travel is the Amex Fine Hotels & Resorts program (FHR), which, like the...
How many airport lounges can I access with the Amex Platinum card?
The Amex Platinum card is perhaps the best card for airport lounge access. You can get into 1,300+ lounges worldwide with this card including Prior...
How many Uber credits do I get with the Amex Platinum card?
Cardmembers will receive $15 per month of Uber credits and $35 in December. Credits do not rollover so you want to be sure to use them all up each...
How many points does the Amex Platinum card earn on purchases?
The Amex Platinum card earns points at the following rates: 5 points per dollar on airfare purchased directly from the airline 5 points per dollar...
What is the annual fee of the Amex Platinum card?
$695 per year.
Can I transfer Membership Rewards points to different airlines?
Yes, points you earn on the Amex Platinum card can be transferred to many different airline and hotel partners. Alternatively, you can also use you...
Do Amex Platinum card authorized users get lounge access?
Yes! Authorized users receive all of the lounge benefits as the primary cardholder. In fact, all authorized users even receive their own Priority P...
How much do Amex Platinum card authorized users cost?
You can add up to 3 authorized users to your Amex Platinum card for $175 total. Then, each additional authorized user costs $175.