What benefits are available to American Express cardholders?
- Travel protections. When booking travel, American Express credit card benefits include its travel benefits. ...
- Retail protections. American Express retail protection benefits also vary by card. ...
- Pre-sale ticket access. ...
- Complimentary hotel nights and property credits. ...
- Free ShopRunner membership. ...
- American Express Experiences hub. ...
- Limited-time retail offers. ...
- Travel protections. ...
- Retail protections. ...
- Pre-sale ticket access. ...
- Complimentary hotel nights and property credits.
- Free ShopRunner membership. ...
- American Express Experiences hub. ...
- Limited-time retail offers.
What are the pros and cons of American Express?
Pros & Cons Details Pros. Long list of travel benefits, including airport lounge access and complimentary elite status with Hilton and Marriott (enrollment required) ... American Express has ...
What are the advantages of American Express?
American Express. "And they want more from their checking account, without giving up the benefits that are important to them. That’s why we built Amex Rewards Checking to deliver more value for ...
What are the advantages of American Express credit cards?
This card offers additional perks and benefits that you might find useful, including:
- 0 percent introductory APR on purchases for 15 months (13.99 percent to 23.99 percent variable APR thereafter)
- Amex Pay It Plan It
- Complimentary ShopRunner membership
- Car rental loss and damage insurance
- Purchase protection
What are the perks of American Express Platinum?
Which benefits apply to additional cardholders?
- Lounge access. The first key benefit that additional Platinum Card cardholders will enjoy is lounge access — without the primary cardholder.
- Global Entry/TSA PreCheck application-fee credit. ...
- Marriott and Hilton elite status. ...
- Access to the Fine Hotels & Resorts and Hotel Collection. ...
- Car rental elite status. ...
- Other benefits. ...
What is so special about American Express?
American Express is special because it is a luxury credit card brand, known for offering elite rewards and having exclusive approval requirements. American Express also is among the country's largest credit card issuers by purchase volume, and it is one of the four major payment networks.
Is getting an American Express card worth it?
The American Express® Gold Card offers solid value for most travelers. The earnings rate of 4 Membership Rewards points per dollar at restaurants and U.S. Supermarkets* is among the highest in the industry. Membership Rewards are flexible and easy to redeem.
Do you have to pay American Express in full every month?
Unlike traditional credit cards, American Express cards do not have a regular APR or charge interest, as all balances must be paid in full each month.
How much income do you need for Amex Gold?
American Express does not disclose a specific income requirement, but it will need to be enough to make payments on the card and to afford the $250 annual fee.
Why trust us?
Our editorial team and expert review board work together to provide informed, relevant content and an unbiased analysis of the products we feature. The editorial content on our site is independent of affiliate partnerships and represents our unique and impartial opinion. Learn more about our partners and how we make money .
Summary
American Express credit cards offer cardholders stand-out benefits in travel protection and retail protections. Plus, the issuer grants cardholders access to pre-sale tickets, unique experiences and valuable offers with partner merchants and services.
What benefits are available to American Express cardholders?
American Express continues to raise the bar when providing offers and services for cardholders. You very well may have an Amex card in your wallet, so here are some perks you can begin to enjoy today.
Getting the most out of Amex card benefits
The first step to reaping all the American Express credit card benefits is to download the American Express mobile app, where a dashboard will outline your benefits. Travel protections and retail protection benchmarks can be easily accessed from your membership page.
Bottom line
No matter which card you carry, odds are your American Express credit card is packed with valuable benefits – including travel protection, retail protection and surprising perks and unexpected services.
Enroll to enjoy
With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio and earn reward stays faster with Hilton Honors Bonus Points. Terms apply.
Enroll to enjoy
Upgrade to Gold Status. With Marriott Bonvoy Gold Elite Status, you can receive upgrades to enhanced rooms upon check-in when available.*
Enroll to enjoy
Treat yourself and discover new shows, audiobooks, music, news and recipes from Peacock, Audible, SiriusXM, and The New York Times. Get up to $20 in statement credits each month when you pay for a subscription to one or more of these providers with your Platinum Card ® .
Enroll to enjoy
Get a $25 statement credit each month at Equinox. Simply use your Platinum Card ® to pay for monthly Equinox All Access, Destination, or E by Equinox membership fees, or for Equinox+.
Enroll to enjoy
Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on your Platinum Card.
Car Rental Privileges
Enjoy complimentary premium status for a number of car rental programs. Once enrolled in a program, receive upgrades when available, discounts, and priority service for your next car rental at participating locations. 19
Departures Magazine
Your Platinum Card ® Membership includes a subscription to Departures ™ , a lifestyle resource. You can access Departures content at departures.com.
What is an American Express cardmember?
An American Express Cardmember for the purpose of this Offer means person holding an American Express® Centurion Card, American Express® Platinum Card, American Express® Platinum Reserve, and American Express® Platinum Travel Card issued by American Express Banking Corp. in India.
What is membership reward?
Membership Rewards is a customer loyalty programme. American Express rewards Cardmembers that regularly use American Express Cards. The more you spend, the more Membership Rewards points you accumulate. These points can be redeemed for a wide variety of travel rewards, shopping rewards, entertainment rewards and more.
How much is the American Express service fee?
There’s a $39 servicing fee per ticket.
What is the premium roadside assistance?
The Premium Roadside Assistance benefit offers help when you have an emergency on the road. You can call the number on the back of your card at any time of day. Eligible services include towing up to 10 miles, changing a flat or jump-starting a battery, and American Express pays for these services up to four times a year. Exclusions and terms apply.
How much credit does Equinox give?
Up to $300 Equinox credit. You'll get $25 per month in credit when you use the card to pay for eligible Equinox fitness club memberships. Eligible memberships include Equinox All Access, Destination or E by Equinox memberships. Or it can be applied to Equinox+, an on-demand fitness app.
Does American Express offer medical assistance?
If you’re traveling farther than 100 miles from home, American Express offers around-the-clock medical, legal, financial or other select emergency and assistance services. This benefit may also provide emergency medical transportation assistance. You may be responsible for any costs charged by third-party service providers.
Points: Spending rewards
New cardholders are eligible for a welcome bonus, which American Express describes this way: “Earn 45,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 6 months. Terms Apply. ”
Perks: Benefits for travelers
You'll get up to $100 per year in statement credit when you use your American Express® Green Card to purchase airport lounge passes via LoungeBuddy. Terms apply. Single-use lounge passes are available at hundreds of airports and start at $25.
Payment options and protections
Get up to $1,000 in coverage for up to 90 days (up to $50,000 per calendar year), plus an extra year added to the original manufacturer’s warranty, when you use your American Express® Green Card. Terms apply.
Exclusive perks for cardholders
Access to ticket presales means you can beat the rush for popular shows, concerts, sporting events and more. Terms apply.
What is Amex card?
American Express, often called "AmEx", is different from most credit card issuers in that it is it's own bank as well. With other cards such as Visa or MasterCard, there is a bank backing the card.
How much cash back is on American Express?
One of the most rewarding benefits are the cash back rewards offered on many American Express cards. Cash back is often up to five percent on regular purchases; more than competitor Visa or MasterCard usually offers. Advertisement.
Do American Express credit cards require payment?
When American Express first started offering credit cards they were true credit cards, meaning the balance had to be paid in full each month. At this time not all of American Express' cards require payment in full each month but many of them still do ; be sure to understand your terms of use. Advertisement.
Is there a pre-determine spending limit on Amex?
Advertisement. Unlike many other credit cards, there are usually no pre-determine spending limits on an American Express. A good credit report, history with AmEx, and time as a customer will enable you to have more freedom with your card. Lastly, American Express customer service is known to be excellent quality.
Is American Express a bad credit card?
With any good, there is always the bad. Drawbacks of American Express include the notorious annual fees. Although an annual fee is almost expected, the actual fee itself varies. In some instances, the annual fee is waived for the first year, or sometimes two years, for simply signing up or agreeing to spend a certain amount each year, according to 100 Best Credit Card Reports.
How much does American Express cover?
This warranty will cover up to $10,000 per itemwith a maximum of $50,000 in claims annually.
Does Amex Platinum have rental car insurance?
American Express provides secondary rental car insuranceon all rentals charged to your Amex Platinum card. Eligible rentals are covered for theft and damage up to $75,000 without increasing the cost of your car rental — just make sure to decline the damage waiver from the rental car company.