
Rights and Benefits of Divorced Spouses in the Military
- Military legal assistance. Free military legal assistance services are available through the installation legal assistance offices.
- Servicemembers Civil Relief Act. The Servicemembers Civil Relief Act applies to military service members and may affect divorce proceedings.
- The Uniformed Services Former Spouse Protection Act. The Uniformed Services Former Spouse Protection Act is a federal law that provides certain benefits to former spouses of military members.
- Effect of divorce on military benefits. You may retain your identification card and continue to receive your commissary, exchange and health care benefits until your divorce is final regardless of ...
- Divorce overseas. A divorce filed overseas can be more complicated than if the couple files with a state. A U.S. ...
How to calculate military retirement pay in a divorce?
- Amounts owed to the government for previous overpayments (not common),
- Forfeitures adjudged by a court-martial (even rarer),
- Pay waived to receive VA disability (common), and
- SBP premiums for the benefit of the former spouse seeking a share of the retirement (common).
How is military retired pay divided in a divorce?
Uniform Frozen Benefit Division Rule
- Active Duty Military. The frozen benefit division rule applies to spouses who entered the service on or after September 8, 1980.
- Retirement Status at Time of Divorce. The frozen benefit division rule is used to determine the military pension’s value prior to its division in the divorce.
- Calculating Disposable Retired Pay. ...
What are some ex-spouse military benefits?
Military Retirement Benefits for Ex-Spouses USFSPA. When a spouse divorces a service member, the USFSPA gives the state divorce court the authority to treat the service member's military retirement pay, minus qualified deductions, as joint ... Direct Payments. ... Income Withholding Order. ... Survivor Benefit Plan. ... Health Care and Other Benefits. ...
What are my military divorce benefits?
- Been married at least 20 years
- The Military member has at least 20 years of service
- The marriage and the military service overlapped at least 20 years
- The former spouse has not remarried
- The former spouse did not enroll in an employee sponsored health plan

What are military spouses entitled to after divorce?
After divorce, the former spouse is entitled to the Continued Health Care Benefit Program (CHCBP), which is the Tricare version of “COBRA” for three years. And as long as the spouse remains unmarried and was also awarded a share of the military retirement or SBP, the former spouse may remain on CHCBP for life.
Can ex wife claim my military pension years after divorce?
But because the division of the military pension is controlled by the court, not the Defense Department, how that is affected depends entirely on the divorce settlement. Under most circumstances, a remarriage will not change how or if an ex-spouse continues to receive a portion of the military pension.
Can I get military benefits from my ex husband?
If a former spouse divorces a member of the military who performed at least 20 years of service after at least 20 years of marriage and there was at least a 20-year overlap between the marriage and eligible service, then the former spouse may retain their full military benefits.
How long does a military spouse have to be married to get benefits?
20 years20/20/20 Benefits To qualify, the couple must have been married for at least 20 years overlapping the member's military career. For more information, see the Military Health Benefits for Divorced Spouses article in the Military Divorce Guide.
How much of my military retirement is my ex wife entitled to?
50%The maximum amount of pension income an ex-spouse can receive is 50% of the military retirement pay. Once the order is filed with DFAS, it will take three months (90 days) for the direct payments to begin if the ex-spouse is already receiving their pension.
How long do you have to be married to get half of his military retirement?
There is no set amount of time that you must be married for your spouse to potentially be able to access your military pension in a divorce. Even if you were married for less than a year, a court may award a share of your military retired pay to them.
Can your ex wife get your VA disability?
Federal law – specifically, the Uniformed Services Former Spouses' Protection Act, found at 10 U.S.C. §1408 – exempts VA disability payments from division upon divorce. It is not an asset which can be divided at divorce as marital or community property.
Can my ex wife use my GI Bill?
Servicemembers may transfer their Post-9/11 GI Bill benefits to a spouse or child, but only after meeting an additional service obligation of four years. Under 38 U.S.C. § 3020(f)(3), Post-9/11 GI Bill benefits may not be treated as marital property and are not subject to division in a divorce action.
What happens when you divorce a military man?
Effect of divorce on military benefits You may retain your identification card and continue to receive your commissary, exchange and health care benefits until your divorce is final regardless of whether you meet the 20/20/20 rule.
How long does a military spouse have to be married to be eligible for retirement?
The military member has performed at least 20 years of service that is creditable in determining eligibility for retired pay (the member does not have to be retired from active duty).
What is military spousal and child support?
Spousal and child support — Each military service has policies requiring service members to support family members upon separation in the absence of an agreement or court order. These policies are designed to be temporary. A commander’s authority is limited without a court order.
How long does a former spouse have to be married to qualify for tricare?
The former spouse was married to the member during at least 20 years of the member’s retirement-creditable service. Former spouses may be entitled to TRICARE medical coverage if he or she meets certain requirements: The service member performed at least 20 years of creditable service. The marriage lasted at least 20 years.
What to do when filing for divorce while living overseas?
Some things to consider when filing for divorce while living overseas include: Talk with a civilian attorney or the military legal assistance office if you own property overseas , such as a house.
What services do you need for divorce?
In a divorce or family law matter, services may include: Mediation. Separate legal assistance attorneys for the service member and the spouse. Advice on legal issues, including divorce and child custody, income taxes, the Servicemembers Civil Relief Act and wills. Notary services.
How long can you buy temporary health insurance after divorce?
Health care benefits — When you lose TRICARE benefits because of divorce, you can buy up to 36 months of temporary health care coverage through the Department of Defense Continued Health Care Benefit program.
How to ease the time and expense of divorce?
Ease the time, expense and emotional strain of divorce by learning about unique legal issues due to military service. Here are some items to consider as you move through this process. Be sure to contact your legal assistance center for more information on your specific circumstances.
What are the benefits of divorce for military spouses?
These benefits include: Tricare health benefits. DoD military ID card.
How to keep my military spouse's tricare?
To keep coverage under Tricare, the former (unmarried) military spouse must register with Tricare under their name and social security number, not your former married name or ex-spouse’s name . It requires the following documentation: Original marriage certificate. Proof of military service/military retirement.
How long do you have to be married to receive tricare?
Under the 20/20/15 requirements, non-remarried spouses may receive Tricare benefits for up to one year after the official date of the end of the marriage. The 20/20/15 rule does not apply to military ID cards, commissary, or exchange privileges .
What is the GI Bill for 9/11?
The Post 9/11 GI Bill provides military members, or their family members, with up to $160,000 of college benefits. Suppose a former military spouse is an eligible beneficiary at the time of the divorce, AND the military member agrees to share the benefits. In that case, the ex-spouse may have access to these benefits.
How many years of marriage do you have to have to be married to be eligible for 20/20/15?
To be eligible for the 20/20/15 rule, similar to the 20/20/20 rule, the military member must have served 20 years, the marriage lasted 20 years , but only 15 of those years need to overlap the time of service.
Is Tricare for Life available for all spouses?
Although Tricare for Life is not available for all former spouses, they do provide those who have not remarried with this transitional health insurance in order to bridge the gap between military medical coverage and civilian medical coverage. This program is called the Continued Health Care Benefit Program (CHCBP).
Can a former military spouse receive a retirement check?
The 10/10 rule can be confusing to understand. It does not delegate whether a former military spouse is eligible to receive a retirement check, only who sends it. For more information on the 10/10 rule or how/when courts decide dividing a military member’s pension is necessary, click here .
How many years of marriage do you need to divorce a military spouse?
Regarding the 10/10 rule: When a Service Member divorces or enters into a legal separation judgment, the former spouse must have at least 10 years of marriage overlapping with 10 years of military service, in order to be eligible to receive direct payments from the military as a ‘property award’ from the family court.
What is military retirement pay?
Military retirement pay generally refers to the monthly payments from the Armed Forces Retirement System after a service member has retired. The “Armed Forces Retirement System” is the formal name for the ‘military pension plan’.
What happens if my spouse doesn't meet the 10/10 rule?
If the former spouse doesn’t meet the 10/10 rule, the military will not pay a former spouse directly for a property division award. However, a workaround to this rule is to increase spousal support to the former spouse.
How much does the military contribute to TSP?
The military will contribute 1% as a ‘base’ contribution for all service members. For those service members who chose to contribute to their TSP account (which is optional), the Military will match dollar for dollar up to 3% of base pay.
How many years of military service do you need to get tricare?
For a former spouse to receive lifetime benefits through Tricare, the former spouse must have 20 years of marriage overlapping with 20 years of military service. It is important to note the military recognizes legal separation differently than divorce.
How long do you have to serve in the military to get $3,000 a month?
Let’s assume a military member serves for 30 years . At the end of 30 years, the military says “thank you for your 30 years of service, you are eligible for $3,000 a month. But out of those 30 years that military member served, they were married to their ex-spouse for 20 out of those 30 years.
How many men and women are in the military?
There are about 1.3 million men and women who currently serve on active duty in the United States Armed Forces. Another 800,000 also serve in the reserves. Just like anyone else, members of the military can wind up in unhappy marriages that lead to divorce.
What happens to a spouse who is dissolving from the military?
Upon dissolution of marriage, the former spouse of a military member or retiree who meets the criteria may continue to receive certain benefits, such as health coverage. These benefits are statutory, which means a qualified former spouse who qualifies will receive them upon applying, without regard for what a court order may say.
How many years of service can a military veteran retire?
Career Under 20 Years. Though rare, a military member may occasionally be permitted to retire with fewer than 20 years of service (typically a medical retirement, but sometimes an early retirement is offered as part of a downsizing). In such cases, a former spouse is NOT entitled to any benefits, regardless of how long the couple was married, ...
When are medical benefits suspended?
Medical benefits are suspended for any period of time when the former spouse is covered by an employer-sponsored health care plan.
Can a spouse who is not a 20/20/20 receive a divorce?
Moreover, a spouse who is close to receiving 20/20/20 benefits can be legally separated until meeting that threshold, then convert the matter to a divorce and retain full benefit.
Can a spouse be separated from a military spouse?
Until a final decree of dissolution is issued, a civilian spouse separated from a military member retains full military privileges, including ID card, medical, military exchange, commissary, etc. Though the service member can terminate the civilian spouse's ability to cash checks on post by going to the PX/BX, he/she cannot confiscate the spouse's ID card, or otherwise suspend the spouse's military privileges.
Is Colorado a legal separation state?
Legal Separation. A spouse who is legally separated (Colorado is among the few states which issues decrees of legal separation) is treated as married for purposes of the ID card and access to military benefits.
Can a former spouse be a dependent?
Eligibility is under the former spouse's own SSN, not the member's SSN, so the former spouse should contact DEERS to advise of the dissolution, and arrange for the change in "sponsor.". Pursuant to 10 U.S. Code § 1072 (2) (F), a former spouse of a service member is defined as a dependent, and therefore entitled to all military benefits ...
How do I get military spouse benefits?
The only way you can access military spouse benefits is by being officially married to someone in the military. You must also register as official personnel with your spouse’s branch (i.e. Navy, Air Force, Army, etc.).
What are the factors that determine the length of a marriage?
The answer to this question depends on: 1 Length of the marriage 2 Length of the member’s service 3 Amount of time both periods were concurrent
How long does a marriage last in the military?
In cases where the servicemember served 20 years of creditable service, the marriage lasted 20 years, but the period of the marriage overlapped the period of service by only 15 years the former spouse is entitled to full military medical benefits only for a transitional period of one year following the divorce. This is the 20/20/15 rule.
What is the Uniformed Services Former Spouse Protection Act?
Uniformed Services Former Spouse Protection Act. Many issues arise when a service member and their spouse decide to get a divorce. The military spouse's continuing eligibility for commissary, exchange and health care benefits, as well as their eligibility for a portion of the service member's military retired pay are a large concern.
What are the benefits of a 20/20/20 ex spouse?
A former spouse who meets these requirements is known as a 20/20/20 former spouse and is entitled to full commissary, exchange and health care benefits. These benefits include tricare and care at a military treatment facility. Former spouses who do not meet these requirements lose their commissary and exchange privileges once the divorce is final.
How long do you have to be married to be eligible for USFSPA?
For division of property to be enforced under the USFSPA, a member and former spouse must have been married to each other for 10 years or more during which the member performed at least 10 years of military service creditable towards retirement eligibility (the 10/10 rule).
How long does the DOD continue to provide health care benefits?
But they are eligible for the DOD Continued Health Care Benefit Program, a premium based temporary health care coverage program for 36 months of coverage until alternative coverage can be obtained, if they enroll within 60 days of losing full military health care benefits.
Can former spouses receive tricare?
Tricare, Commissary, and Exchange Privileges for Former Spouses. The USFSPA also permits former spouses to continue receiving commissary, exchange, and health care benefits after a divorce in certain cases.
Can an ex-spouse purchase a health insurance policy after 20/20/15?
This is the 20/20/15 rule. After this year of coverage, the ex-spouse may purchase a DOD-negotiated conversion health policy. Full coverage also requires that the former spouse does not remarry nor enroll in an employer-sponsored health insurance plan.
How long can an ex military spouse keep military benefits?
That rule says an ex-military spouse gets to keep some military benefits if their former service member served at least 20 years, they were married for at least 20 years and the marriage overlapped his or her service by at least 20 years.
What happens if you remarry?
That means if you remarry, you will forfeit Tricare, commissary, exchange or MWR privileges through your former spouse. But because the division of the military pension is controlled by the court, not the Defense Department, how that is affected depends entirely on the divorce settlement.
Is military pension considered a marital asset?
Military pensions are viewed under the law as a "marital asset.". During a divorce settlement, the court determines how much of the pension to divide. The Defense Department has very little, if anything, to do with that decision.
Is it complicated to remarry a military spouse?
Even if you feel like you have a good grasp of the rules and benefits you qualify for as an ex-military spouse, you may be confused about what happens if you remarry. Yes, it’s complicated.
Does remarriage affect military pension?
Under most circumstances, a remarriage will not change how or if an ex-spouse continues to receive a portion of the military pension. Generally speaking, a pension will end only if the service member dies.
Can a former military spouse receive TRICARE?
Under that rule, former military spouses may continue to receive Tricare benefits as well as MWR and commissary and exchange privileges after a divorce. The division of a military pension is an entirely separate issue. Military pensions are viewed under the law as a "marital asset.".
