The Enhanced Silver 73 plan offered through Covered California is a plan that benefits from extra assistance from reduced costs for copays, deductibles and out of pocket maximums. It is a better than average health plan for those who qualify.
Do I qualify for silver enhanced benefits?
Generally, adults with an income of just above 138% to 250% of the Federal Poverty Level may qualify for enhanced benefits. If your income qualifies you for any of the Silver Enhanced Plans which are the Silver 73, Silver 87, and Silver 94 then look carefully at the plan benefits.
What are the health benefits of silver?
Silver a natural mineral can super-charge your immune system and help you stay healthy. Research has shown that consuming silver daily is both safe and effective for boosting and maintaining a healthy immune system. Top 10 Benefits and Uses of Silver
What is the difference between the Silver 70 and enhanced silver?
The Silver 70 Plan covers standard benefits. The other silver plans are called “Enhanced Silver Plans”. They offer extra discounts so members pay even less for medical services. Not everyone qualifies for enhanced silver plans. Eligibility is based on income, age, family size, and zip code.
What are the benefits of silver plated earrings?
Silver also helps with internal heat regulation and circulation. When applied in the right quantity and manner, silver also provides protection against harmful electromagnetic radiation from cellphones and other electronics. How does it work?
Is a silver health plan worth it?
A Silver health plan is a good choice for many people, because it balances premium and out of pocket medical costs. However, if you are young, do not anticipate using insurance often and have significant amounts of cash in savings, you may find that you save money with a Bronze or catastrophic plan.
What does silver mean in health insurance?
A silver plan pays for more out-of-pocket medical costs than a bronze or catastrophic policy but less than a gold or platinum plan. Each company selling health insurance in a Marketplace must offer at least one silver-level plan. Silver plans pay, on average, 70% of the cost for the benefits that the plan covers.
What is silver enhanced 73 plan?
2020 Silver 73: Enhanced Plan. The Silver 73 is one of four Silver health plans available through Covered California. It is available to those who meet the Covered California eligibility requirements and whose income is a certain percentage of the Federal Poverty Level.
Who should get a silver plan?
This is one of the most important reasons to pick a silver plan. If your income doesn't exceed 250% of the poverty level (and particularly if it doesn't exceed 200% of the poverty level, as CSR benefits are strongest below that level), a silver plan with CSR benefits will likely be the best value for you.
What does a silver plan offer?
Silver plans fall about in the middle: You pay moderate monthly premiums and moderate costs when you need care. Important: If you qualify for “cost sharing reductions” (or “extra savings”) you can save a lot of money on deductibles, copayments, and coinsurance when you get care — but only if you pick a Silver plan.
Why do I get extra savings with silver plans?
Even if your monthly premium is higher than some other plan options, additional benefits could save you more down the road, like: You'll have a lower deductible with a Silver plan. This means the insurance company starts paying its share sooner.
What is the deductible for Silver plan?
The Silver 70 Plan has a mid-sized deductible of $2,500 per individual or $5,000 for a family. This applies to benefits such as hospitalization, and ambulance services. This means that if you go in for a service that is subject to the deductible, you pay the first $2,500/$5,000, then, the insurance kicks in.
What is the income limit for Medi-cal 2021?
A single adult can earn up to $17,775 in 2021 and still qualify for Medi-Cal. A single adult with one dependent can earn up to $46,338 annually and the child will still be eligible for Medi-Cal.
What is the maximum income to qualify for Covered California?
According to Covered California income guidelines and salary restrictions, if an individual makes less than $47,520 per year or if a family of four earns wages less than $97,200 per year, then they qualify for government assistance based on their income.
How much does the silver plan cost?
The average monthly non-subsidized health insurance premium for one person on a benchmark plan (i.e., “Silver” plan) was $450 per month in 2021. Monthly premiums for ACA Marketplace plans vary by state and can be reduced by subsidies.
What are the three levels of health insurance coverage?
Covered California health insurance plans — and all health plans in the individual and small-group markets — are sold in four levels of coverage: Bronze, Silver, Gold and Platinum.
What plan has the highest monthly premium?
Platinum plans have the highest monthly premiums and lowest out-of-pocket costs. The deductibles are usually very low. These plans are well suited for people who go to the doctor frequently and want to know that most of their medical costs will be covered.
What is silver good for?
Destroys antibacterial bacteria in the body: The mineral silver is has the amazing ability to fight and destroy antibiotic-resistant super-pathogens. While employed at UCLA Medical School in the 1980s, Larry C. Ford, MD, documented that silver can actually kill over 650 bacteria, fungi, parasites, ...
How does silver work?
It is thought to work by interfering with the enzymes that enable viruses, bacteria and fungi to utilize oxygen. In other words, it suffocates and kills them. Anti-Inflammatory: The production of pure silver has opened new possible uses of this precious metal.
How much silver can purify water?
Purifies water: Using two teaspoons of silver with a potency of over 30 ppm can purify one gallon of water shown at recent studies at UCLA. MRSA: Statistics show more deaths are caused by MRSA infections than from the AIDS virus.
Can silver be used as a substitute for antibiotics?
With this said, individuals should seriously consider looking into using silver as possible substitute for antibiotics. With the movement toward fighting disease and infections with natural substances, many are turning toward silver supplements as an alternative to conventional medicine. Advertisement.
Does silver heal tissue?
Becker discovered that silver caused cellular repair, resulting in dramatic healing of damaged tissues. In 2012, a research article produced by Pharmacognosy Communications recommended that certain silver preparations should be considered for topical use to treat burns, thrush, periodontitis and other conditions.
Is silver better than antibiotics?
Better than an antibiotic: When an individual uses too much antibiotics over a course of time they can develop a resistance to it. Silver, doesn’t create resistance or immunity in the organisms that are killed by it.
Does silver help with eczema?
Silver also helps heal other skin conditions such as psoriasis and eczema. Prevents and kills virus’s: Martin Hum, from the Institute for Optimum Nutrition, lists silver as one of the natural remedies to stop viruses. The colloidal silver used in modern supplements is a suspension of pure metallic silver in water.
What are the benefits of silver?
1. Silver has shown the ability to wipe out common throat ailments such strep. 2. Ten drops of silver in the ear can aid in wiping out ear infections. 3. Quality colloidal silver soothes and wipes out eye infections (conjunctivitis, stys). 4.
Why is silver used in medicine?
Silver is an ancient and natural all-purpose healing agent. It wipes out bacterial infections in a safe and clean manner , without compromising our i mmune system like antibiotics do. Silver effectively vanished from the medicinal market in the early 20th century, because it could not be patented and thereby couldn’t fetch extraordinary profits ...
What is silver used for?
Silver is used in many airline filters to prevent water borne diseases. 34. When applied on mayonnaise and dairy products, silver has the ability to prevent salmonella growth. 35. Ketchup, mustard, relish, and other condiments get a prolonged life with the addition of silver. 36.
Does silver kill mold?
Silver has the ability to kill mold (including black mold) and mildew on surfaces throughout the home. 15. Applying silver products on cuts, sores, and boils promotes healing. 16. Applying silver to rashes can aid in soothing itches.
Does silver help with rhinosinitus?
Colloidal silver has been shown to treat rhinosinitus in sheep, suggesting it can clears sinus and upper respiratory infections. 5. Silver ions have shown promise in inactivating influenza and maybe show promise for inactivating other viruses. 6.
What is an Enhanced Silver Plan?
Enhanced Silver plans have lower consumer cost-sharing compared to the standard Silver 70. The Enhanced Silver plans are denoted as Silver 73, 87, and 94.
Lower Maximum Out-of-Pocket Amounts
But what about people who never see a doctor? The Enhanced Silver plans, when factoring in the premiums, make more sense for catastrophic coverage because of the lower maximum out-of-pocket amounts.
What is the Silver Plan?
The Silver Plan is best-suited for: An individual or family who mainly goes in for doctor visits, lab work or x-rays, or who takes generic drugs. Someone who is relatively health. An individual or family who wants reasonable copayments for common services.
Is the Silver Plan the best fit for a family?
The Silver Plan may not be the best fit for an individual or family in the following scenarios: The Silver Plan rate is too expensive. If this is the case, consider enrolling on a Bronze Plan. A hospital stay or another expensive procedure is already anticipated.
Can everyone get enhanced Silver?
Not everyone qualifies for enhanced silver plans. Eligibility is based on income, age, family size, and zip code. Generally, adults with an income of just above 138% to 250% of the Federal Poverty Level may qualify for enhanced benefits. Silver 70 – check out this plan for additional details.
Is California Silver a good plan?
Covered California Silver Plans are a popular choice for many people. More often than not, they provide the “ best bang for your buck .”. The affordable monthly premiums, mid-size deductibles and discounted fees for commonly-needed medical services make Silver Plans an attractive option for those who are trying to balance cost with benefits.
Can you get enhanced silver benefits with no additional cost?
Based on your income and household size, you may qualify for Cost Sharing Reduction, which means you may be able to get improved benefits on the Enhanced Silver Plan you qualify for with no additional cost. You can get these improved benefits as long as you qualify for a Silver Plan.
What are the benefits of silver?
The benefits of silver are derived from its electrical and thermal conductivity— i.e. its ability to generate an electrical field that distributes electricity and heat around the body. Positively-charged silver ions create a conductive field that reflects electromagnetic radiation away from the body, much like a mirror reflects light.
Why wear silver?
You can experience more balanced energy levels and moods while wearing silver during the day, at your computer or during travel— as you offset wifi and electrical disturbances, improve overall temperature balance and circulation, and maintain optimum hygiene and immunity.
What is silver symbolically?
Symbolically, silver is connected to the moon, and yin modalities of Chinese philosophy. The color is said to stimulate calmness and tranquility, as it evokes the qualities of reflection, coolness and space. This article was first published on Aloha.
What is silver used for?
It is a powerful antimicrobial agent that aids in cold and flu prevention, wound healing, and skin care. Silver also helps with internal heat regulation and circulation.
When is silver best worn?
Silver is best worn when either the immune system is weak or when the body faces a particularly challenging environment, such as travel, toxic urban environments, or hyper-connected office spaces, where we face heightened exposure to both germs and electronics.
Why do you wear silver gloves on a laptop?
Wearing silver gloves while working on your laptop, for example, will significantly improve your comfort, energy, and immunity by blocking your wrist’s exposure to laptop electrical fields, as well as preventing the spread of office colds.
