What can I use my Navia benefits for?
The Navia Benefits Card is a debit MasterCard® that allows you to access your FSA and DCAP funds directly....This includes:Provider offices.Dental and vision clinics.Hospitals.Mail order Rx programs.IIAS participating retailers.Childcare Centers.
Is Navia an insurance company?
Navia is a national, consumer-directed benefits provider serving 9,000+ employers across all 50 states. The company provides comprehensive health and compliance solutions to employers and consumers, and offers industry-leading customer service, communications, and technology.
How does Navia work?
Just swipe your Navia Benefit Card to pay for eligible parking and/or transit expenses. Funds will come directly from your commuter account, based on the amount of your monthly order. Navia Mobile Pay is also available for any participant that has the Navia Benefit Card.
Is Navia HSA or FSA?
The Navia Benefits Card contains the value of their HSA account, and can be used to pay for qualified medical expenses.
Who owns Navia?
Hilarie AitkenHilarie Aitken is one of the owners at Navia, and has been an integral part of the vision and growth of Navia for over 15 years.
How long does it take Navia to reimburse?
within two business daysOnce your claim is approved, your reimbursement will appear in your bank account within two business days after the reimbursement date.
What can I buy with my benefits card?
IRS regulations allow participants to use their benefit card in participating pharmacies, mail-order pharmacies, discount stores, department stores, and supermarkets that can identify eligible items at checkout and accept benefit cards. Eligible expenses are deducted from the account balance at the point of sale.
Do you have to pay back FSA?
Even if you leave your job before contributing that much, you generally don't need to pay back the extra money you spent, says Jody Dietel, chief compliance officer for WageWorks, which administers FSAs for employers.
How do I use my Navia FSA?
Just swipe your Navia Benefit Card to pay for eligible healthcare expenses. Funds come directly out of your FSA and are paid to the provider. Some swipes require us to verify the expense, so hang on to your receipts! If we need to see it, we will send you a notification.
How do I invest in Navia HSA?
With the Navia HSA you can begin investing your money once your account balance reaches $1,000. (Your ASi HSA requires a minimum balance of $2,000 to invest.) A larger portfolio of high-quality investment funds to fit the investment goals of HSA participants.
Do I have an FSA or HSA?
The most significant difference between flexible spending accounts (FSA) and health savings accounts (HSA) is that an individual controls an HSA and allows contributions to roll over, while FSAs are less flexible and are owned by an employer.
Does FSA roll over Navia?
Carryover amounts will be credited after your claim filing period. Any Health Care FSA funds in excess of $500 is subject to the Use-or-Lose rule and cannot be refunded to you. Navia wants to make accessing your benefits as simple and e cient as possible.
Who owns Navia?
Hilarie Aitken is one of the owners at Navia, and has been an integral part of the vision and growth of Navia for over 15 years. Her passion and expertise in the field have been a driving force in the expansion of consumer driven employee benefits throughout the region.
What is Navia's passion?
Through her growth with the company, she has enjoyed guiding people through the ever-changing healthcare landscape and has developed a passion for educating others within the organization as Navia continues to grow.
When did Matt start working for Navia?
He started working for Navia back in 1998, supporting his dad and uncle in the family business as the 8th employee of Navia. Ownership in Navia started for Matt about 5 years ago. Matt is a business graduate from the University of Washington, class of 1998.
Where can I use my Navia card?
You can use your Navia Benefits Card at most qualified daycare montessori providers. You can also use your card with Kinside – Navia’s daycare provider partner. Log in to your Kinside account to start using your card.
What happens if you misplace your Navia debit card?
Replacement Cards. If you’ve misplaced your Navia Benefits Card or if your card was stolen, you can report it online to have a new debit card sent to you.
Do you need receipts for Navia?
Yes and No. Most of your Navia Benefits Card transactions will not require the submission of receipts. The types of expenses that can be substantiated automatically and may not require the submission of receipts are: Copays, Prescriptions.
Do you need to substantiate a swipe on Navia?
If you need to substantiate a card swipe, we’ve made it simple for you to comply with this requirement. If any of your Navia Benefits Card charges require substantiation, we’ll email you a documentation request notice outlining the charges that need substantiation.
Will Navia send a new card each year?
If you currently have a Navia Benefits Card, a new card will not be sent each year; instead the new plan year funds will be loaded to your existing card once your new enrollment information has been processed. Don’t worry, we’ll send you a new card before your current card expires.
Is there a fee for Navia?
There is no fee for replacement or additional card requests. Current Card Holders . If you currently have a Navia Benefits Card, a new card will not be sent each year; instead the new plan year funds will be loaded to your existing card once your new enrollment information has been processed.
Is there a fee for Navia debit card replacement?
There is no fee for replacement or additional debit card requests. Current Card Holders. If you currently have a Navia Benefits Card, a new card will not be sent each year; instead the new plan year funds will be loaded to your existing card once your new enrollment information has been processed.
What is Navia card?
The Navia Benefits Card is loaded with your full election amount and can be used to pay for eligible expenses. When the card is used, funds will be pulled directly from your Health Care FSA and are paid to the provider. For more information on the debit card, click here.
How to mail a claim to Navia?
Fill out a claim form, attach your itemized documentation, then email or mail your claim to Navia.
How to use the online claim submission tool?
If you’ve paid out-of-pocket for eligible services and are requesting reimbursement, you can use the Online Claim Submission tool. You just need to fill out your claim information, upload documentation from your computer, and click submit! Login above to gain access to the online claim submission tool.
What is a health care FSA?
A Health Care FSA allows employees to set aside pre-tax dollars out of their paychecks to pay for eligible health care expenses. Funds put into the plan avoid both Federal Income Tax and FICA, creating a tax savings for both the participant and the employer!
How long does it take to get a Cobra election notice?
Within 45 days after your loss of coverage, you’ll receive a notice outlining your rights to COBRA continuation and your COBRA election notice allowing you to select the coverage (s) that you’d like to continue. Your COBRA election notice will include all of the dates, deadlines, and rules for making an election.
What is COBRA insurance?
COBRA. The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows you to continue terminated group insurance coverage by self-paying the insurance premiums. You’ll be able to choose which benefits you would like to continue under COBRA and your coverage levels will remain the same as your prior group coverage.
How long can you stay on Cobra?
The standard length of coverage for most individuals is 18 months. Some states have longer lengths of coverage and each employer’s plan may provide longer periods of coverage beyond this range. Your specific coverage time-frame will be outlined in your specific rights notice.
What is a Cobra election notice?
Your COBRA election notice will include all of the dates, deadlines, and rules for making an election. Using that information, you’re able to make an election online or submit your election using the paper form included.
What is a qualifying event?
Qualifying events are events that cause an individual to lose their benefit coverage. The type of qualifying event will determine who the qualified beneficiaries are and the amount of time that a plan must offer the health coverage to them under COBRA.
Can you cancel Cobra insurance?
However, if you would like to cancel your COBRA coverage, you can do so at any time. Once you’ve cancelled your COBRA coverage, you cannot reinstate that coverage.
Who is considered a qualified beneficiary for Cobra?
Employees, covered spouses or covered children all have rights to continue coverage under the COBRA continuation coverage rules. Each individual in your family is considered a qualified beneficiary. A qualified beneficiary is any individual who has experienced a loss in coverage and has an independent right to elect COBRA continuation coverage. This means that they can pick and choose between the available COBRA plans or decline COBRA continuation coverage in its entirety.
