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who is eligible to receive social security benefits

by Nikita Murphy Published 2 years ago Updated 1 year ago
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  • Have a parent who is disabled or retired and eligible for Social Security benefits
  • Are unmarried
  • Are younger than 18 or up to age 19 if they are full-time high school students.
  • Are 18 or older and disabled (as long as the disability began before they turned age 22)

You can receive Social Security benefits based on your earnings record if you are age 62 or older, or disabled or blind and have enough work credits. Family members who qualify for benefits on your work record do not need work credits.

Full Answer

Do people who never worked get eligibility for Social Security?

If you've never worked, you won't have the required credits to get normal Social Security benefits, but you could still receive benefits through your spouse or qualify for Supplemental Security Income.

How to earn additional income without losing SSI benefits?

Work Incentives

  • Plan to Achieve Self-Support. Under a Plan to Achieve Self-Support (PASS) program, you can save part of your income or other resources to be used to pay for tuition and ...
  • Work Expenses for Blind People. ...
  • Subsidized Employment. ...

What is the maximum household income for SSI?

You may qualify for monthly SSI payments if:

  • you are 65 or older, blind or disabled;
  • you are a U.S. citizen or lawful resident;
  • and you have very limited income and financial resources.

What other benefits can I collect while on SSDI?

What Other Benefits Can I Collect While on SSDI? If you have a disability that prevents you from working, then you are probably receiving SSDI benefits (Social Security Disability Insurance). Alas, if you’re like many people who get money from government in this way, you probably struggle to live off the amount you receive.

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What makes you not eligible for Social Security?

If you have not reported income and evaded taxes for a lifetime, then you have no right to Social Security benefits.

Does everyone get to collect Social Security?

The only people who can legally collect benefits without paying into Social Security are family members of workers who have done so. Nonworking spouses, ex-spouses, offspring or parents may be eligible for spousal, survivor or children's benefits based on the qualifying worker's earnings record.

What is required to receive Social Security benefits?

You must earn at least 40 Social Security credits to qualify for Social Security benefits. You earn credits when you work and pay Social Security taxes. The number of credits does not affect the amount of benefits you receive.

Can a person get Social Security if they never worked?

Even if you've never had a job, you may still be eligible for Social Security benefits when you retire or become disabled. Social Security benefits are based on the amount of income you earned during your working life.

Can you be denied Social Security benefits?

If you have been denied Social Security benefits, you are not the only one. In fact, the Social Security Administration regularly denies more than half of the applications it receives. A denial is by no means an indication that you should give up on trying to obtain these crucial benefits.

How many years do you need to qualify for Social Security?

10 yearsLearn more about credits at www.ssa.gov/planners/credits.html. Although you need 10 years of work, or 40 credits, to qualify for Social Security retirement benefits, we base the amount of your benefit on your highest 35 years of earnings.

How many years do you have to work to get maximum Social Security?

35 yearsQualifying for Social Security in the first place requires 40 work credits or approximately 10 years of work. 2 To be eligible to receive the maximum benefit, you need to earn Social Security's maximum taxable income for 35 years.

Is Social Security based on the last 5 years of work?

A: Your Social Security payment is based on your best 35 years of work. And, whether we like it or not, if you don't have 35 years of work, the Social Security Administration (SSA) still uses 35 years and posts zeros for the missing years, says Andy Landis, author of Social Security: The Inside Story, 2016 Edition.

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