Benefits of the American Express Platinum Card
- Points: Rewards on spending. The Platinum Card® from American Express earns Membership Rewards points, which offer flexible redemption options that vary in value.
- Perks: Goodies that come with the card. The Platinum Card® from American Express offers a long list of perks, most of which require you to use the card to qualify ...
- More about the card. To view rates and fees of The Platinum Card® from American Express, see this page.
What are the perks of American Express Platinum?
Which benefits apply to additional cardholders?
- Lounge access. The first key benefit that additional Platinum Card cardholders will enjoy is lounge access — without the primary cardholder.
- Global Entry/TSA PreCheck application-fee credit. ...
- Marriott and Hilton elite status. ...
- Access to the Fine Hotels & Resorts and Hotel Collection. ...
- Car rental elite status. ...
- Other benefits. ...
What are the requirements for an American Express Platinum Card?
You can apply for the American Express Corporate Platinum Card by selecting the “Speak to a specialist” option on the Amex website and filling in the request form. Someone from the American Express corporate card team will then contact you at a suitable time.
What are the benefits of an American Express Gold Card?
- Upgraded room at check-in, when available
- $100 credit to use at the hotel
- Ability to pay with points
- Double points for prepaid bookings
What are the requirements for American Express Platinum?
Use this guide to jump to specific approval factors and benefits:
- Credit Score Needed for American Express Platinum
- Other Amex Credit Cards to Build Credit
- Do You Need to Be 21 for the American Express Platinum?
- Required Salary
- Annual Fee
- Little-Known Benefits of the Platinum Card
- Summary
What benefits do you get with American Express Platinum?
The Platinum Card® from American Express earns Membership Rewards points, which offer flexible redemption options that vary in value.A jet-setting welcome offer. ... Big travel rewards. ... Up to $200 in annual credit for airline incidental fees. ... Up to $200 in Uber cash for rides. ... Up to $200 in annual hotel credit.More items...
What does it mean to have a platinum American Express card?
The Amex Platinum is a premium credit card that offers a welcome bonus, luxury perks, and other value-added services. Cardholders benefit from Uber credits, airfare discounts, bonus points, cashback and much more. Unlike typical credit cards, this card allows you to carry a balance for certain charges, but not all.
Is American Express Platinum really worth it?
Is the Amex Platinum worth it? The American Express Platinum Card, known for its prestigious benefits and sleek appearance, is a card worth bragging about. Between the numerous travel benefits, reputable concierge service and consumer protections, the card is worth considering if you can stomach the steep annual fee.
What is the income requirement for AMEX Platinum?
While there is no set score needed, we recommend you have a credit score of at least 720, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card.
Is Amex Platinum hard to get?
It will be difficult for the average person to get the American Express Platinum card because of the card's 700+ credit score and reportedly high income requirements. Another reason why the American Express Platinum card may be hard to get is because of the card's daunting $695 annual fee.
Is American Express Platinum a luxury card?
The most popular luxury card on the market is The Platinum Card® from American Express. It offers free membership to 7 major airport lounge networks, up to $200 annual credit for fees on a pre-selected airline, and a $100 annual statement credit for Saks Fifth Avenue purchases, when enrolled.
How much should you spend for Amex Platinum?
The American Express Platinum card minimum spending requirement for the 100,000 points bonus is $6,000, spent within 6 months of being approved for an account. Eligible purchases by both the primary cardholder and any authorized users in the first 6 months count toward this threshold.
What credit score do you need for an Amex Platinum?
690 or betterWhat credit score do I need to get the American Express Platinum? The Platinum Card® from American Express requires good to excellent credit to qualify. This is typically defined as a credit score of 690 or better.
Is Amex Gold better than Platinum?
Amex Platinum ultimately offers more value, though. For example, its benefits include airport lounge access, while the Amex Gold Card's perks do not. When it comes to ongoing rewards on purchases, Amex Platinum has a higher maximum earning rate and better travel rewards. But Amex Gold provides more everyday value.
How many people own an Amex Platinum?
Circulation figures for 2017 suggest that outside the U.S., there are about 400,000 Platinum Cards, and 84,000 Centurion Cards. In the United States, TimeInc reports that American Express Platinum Card and Centurion membership has increased 23% since 2010.
Do you have to be rich to have a American Express card?
No,. American Express is not specifically for rich people, even though it does have a high level of status in many people's minds. Applicants need good or excellent credit scores of 700+ to qualify for Amex credit cards, and you don't need to be rich to have a good credit score.
Does Amex ask for proof of income?
No, American Express does not verify income on most credit card applications or credit line increase requests. Amex will generally require income verification only if something seems out of the ordinary, such as a 21-year-old claiming to have an annual income of $150,000.
What credit score do you need for an Amex Platinum?
690 or betterWhat credit score do I need to get the American Express Platinum? The Platinum Card® from American Express requires good to excellent credit to qualify. This is typically defined as a credit score of 690 or better.
What is the highest level American Express card?
the Centurion cardThe highest level American Express card is the Centurion card, which is also known as the 'black card.
Do you have to pay American Express Platinum in full every month?
In order to keep the account in good standing and keep a spotless credit score, it is always important to make payments on time every month. There are no interest charges on the Platinum account because it must be paid in full each month.
How long does it take to get Amex Platinum?
How long does it take to get the Amex Platinum? You can expect to receive your card within 7 to 10 days of application approval.
Centurion Lounge Access and More
What it is: Cardholders enjoy complimentary access to American Express Centurion lounge locations. If you’ve ever visited one, you’ll know why this...
Elite Status With Hilton and Starwood
What it is: The Platinum Card has offered complimentary Starwood Preferred Guest Gold status for some time, but more recently it added automatic Hi...
Global Entry Or TSA Precheck Fee Credit
What it is: This is definitely one of the Platinum Card benefits you shouldn’t leave on the table: Every four years, you get a credit to cover the...
Airport and In-Flight Internet
What it is: Cardholders get complimentary enrollment in the Boingo Preferred Plan, which includes unlimited access to Wi-Fi hotspots at airports ac...
American Express Concierge
What it is: If you’re still finalizing your travel resolutions for the year, consider making a vow to outsource more trip research to the Amex Plat...
American Express Fine Hotels & Resorts
What it is: A final benefit worth remembering as you plan out your year in travel is the Amex Fine Hotels & Resorts program (FHR), which, like the...
How many airport lounges can I access with the Amex Platinum card?
The Amex Platinum card is perhaps the best card for airport lounge access. You can get into 1,300+ lounges worldwide with this card including Prior...
How many Uber credits do I get with the Amex Platinum card?
Cardmembers will receive $15 per month of Uber credits and $35 in December. Credits do not rollover so you want to be sure to use them all up each...
How many points does the Amex Platinum card earn on purchases?
The Amex Platinum card earns points at the following rates: 5 points per dollar on airfare purchased directly from the airline 5 points per dollar...
What is the annual fee of the Amex Platinum card?
$695 per year.
Can I transfer Membership Rewards points to different airlines?
Yes, points you earn on the Amex Platinum card can be transferred to many different airline and hotel partners. Alternatively, you can also use you...
Do Amex Platinum card authorized users get lounge access?
Yes! Authorized users receive all of the lounge benefits as the primary cardholder. In fact, all authorized users even receive their own Priority P...
How much do Amex Platinum card authorized users cost?
You can add up to 3 authorized users to your Amex Platinum card for $175 total. Then, each additional authorized user costs $175.
What is a Platinum Card?
The Platinum Card® from American Express is like a flashy suitcase overflowing with premium benefits for your travel experience.
How many points do you get for flying with American Express?
5 Membership Rewards points per dollar spent on flights booked directly with airlines or with American Express Travel.
How much credit do you get on a cruise with American Express?
Use your card to book cruises of five nights or longer through American Express Travel and get up to $300 in shipboard credit per stateroom. Additional perks include exclusive amenities that vary per cruise line and one extra Membership Rewards points per dollar spent.
What is the premium roadside assistance?
The Premium Roadside Assistance benefit offers help when you have an emergency on the road. You can call the number on the back of your card at any time of day. Eligible services include towing up to 10 miles, changing a flat or jump-starting a battery, and American Express pays for these services up to four times a year. Exclusions and terms apply.
How many American Express dealers accept American Express?
You’re connected with over 10,000 dealers that accept American Express. Dealers on the auto purchasing program's website accept your card for at least $2,000 and up to the full purchase price of the car. These same dealers also offer a Guaranteed Savings Certificate on your configured car and in-stock cars that align with your preferences.
How many points per dollar on all other purchases?
1 point per dollar on all other purchases.
How much is the American Express service fee?
There’s a $39 servicing fee per ticket.
What is Amex Platinum?
What it is: The Amex Platinum has long been considered a top premium card, but it’s the 5x bonus categories that give it unmatched earning potential for certain travel purchases. You’ll earn 5x Membership Rewards points on airfare booked directly with the airline or through Amex Travel (on up to $500,000 per calendar year), ...
What are the benefits of American Express?
What it is: American Express offers shopping and travel protections when you use your card to make eligible purchases. These protections include: 1 Trip delay protection: If your trip is delayed by more than six hours because of a covered reason, you may be eligible to be reimbursed up to $500 per covered trip for reasonable additional expenses. 2 Trip cancellation and interruption protection: If you need to cancel or interrupt your trip because of a covered reason, you may be eligible for reimbursement of up to $10,000 per covered trip. 3 Extended warranty: Extends eligible manufacturer’s warranties of five years or less by up to one additional year. 4 Purchase protection: Protects recent purchases against theft, accidental damage or loss for up to 90 days from purchase date. 5 Return protection: If you try to return an eligible item within 90 days from the date of purchase and the merchant won’t take it back, American Express may refund the full purchase price (up to $300 per item).
What is the American Express cruise privileges program?
What it is: The American Express Cruise Privileges Program offers U.S. Amex Platinum members and U.S. Centurion cardmembers exclusive benefits and complimentary amenities on sailings of five nights or more. However, you must book through an approved channel and on an eligible cruise line in order to receive these benefits.
What is Amex Fine Hotels and Resorts?
Amex FHR is essentially a travel portal that lets you book stays at a selection of luxury hotels, and participating properties with a variety of benefits, including complimentary room upgrades when available, noon check-in when available, 4 p.m. checkout, daily breakfast for two, a unique property credit worth at least $100, and more. At select hotels in the Amex FHR program, you can also enjoy a free night — usually the third, fourth or fifth night.
How much Uber credits does Amex Platinum get?
Amex Platinum users get $200 in Uber credits every year. (Photo by Olly Curtis/Future Publishing/Getty Images)
How much does it cost to add another user to Amex Platinum?
It costs $175 (see rates and fees) to add up to three additional users to your card account — see our guide on adding Amex Platinum authorized users for more info.
What is a platinum card?
What it is: The Platinum Card offers Gold Elite status in the Marriott Bonvoy program, along with Hilton Honors Gold elite status. Both hotel chains offer on-property benefits such as late checkout and bonus earnings on stays to elite members.
What is an Amex Platinum card?
The Amex Platinum card is a premium travel rewards credit card which comes with lots of top-shelf benefits to help you travel in style.
How much does American Express cover?
This warranty will cover up to $10,000 per itemwith a maximum of $50,000 in claims annually.
Does Amex Platinum have rental car insurance?
American Express provides secondary rental car insuranceon all rentals charged to your Amex Platinum card. Eligible rentals are covered for theft and damage up to $75,000 without increasing the cost of your car rental — just make sure to decline the damage waiver from the rental car company.
How many points do you get on a Platinum Card?
Based on the information you provide, you may be eligible for the following Platinum Card offers: 100,000, 125,000 or 150,000 points - or other offers with other Cards.
How long does it take for an American Express card to show incidental purchases?
If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
How much is the Equinox statement credit?
Get a $25 statement credit each month when you pay for eligible monthly Equinox membership fees or Equinox+ with your Card. Visit https://platinum.equinox.com/ to enroll. ‡
How much is the American Express Platinum card?
Hidden Benefits Of The American Express Platinum Card. The American Express Platinum card comes with a massive $550 annual fee. The card comes with a lot of published benefits that make that annual fee worth paying (at least for the first year) for some, but there are also a host of other hidden benefits that many people don’t know about.
What are the benefits of YYZ?
Gives you a bunch of different benefits at YYZ, including discounts on parking, free WiFi, priority security lane, priority taxi lane, lounge access and more.
Is the Centurion Lounge in Mexico?
The Mexico Centurion lounge isn’t even mentioned on the Centurion Lounge website. You’ll get the same sort of amenities as those found in the US, although from the reviews I’ve seen the food options don’t look quite as good.
Can you use Centurion lounges on trains?
They aren’t really that special (especially compared to the Centurion lounges ), but if you’re taking a train then it’s a nice place to spend 30 minutes (keeping in mind you need to clear security 30 minutes before the train departs and these lounges are train side).
How much back can you get on a Platinum card?
A vacation is overdue. Plan a long weekend away and get $200 back in statement credits each year when you use your Platinum Card on prepaid Fine Hotels + Resorts ® or The Hotel Collection bookings with American Express Travel. You have options with over 1,800 hotels to choose from.
How much is the Platinum Card membership fee?
If you became a Platinum Card Member on or after July 1st, 2021, your annual membership fee is $695. If you became a Platinum Member prior to July 1st, 2021, your annual membership fee of $695 will not become effective until your membership renewal date in 2022.
How much back does CLEAR give?
CLEAR® uses biometrics so that you can move through security at select airports and stadiums across the U.S. faster. Now, use your Card and get up to $179 back as a statement credit per year with your CLEAR membership.
How much is the new SS card renewal fee?
You now have access to benefits that can add up to over $1,400 in value annually. With a new annual fee of $695 effective upon your next Card renewal on or after January 1st, 2022, there is more to explore than ever before. See how below.
How long does it take for American Express to post a statement?
Please allow 6-8 weeks after an eligible purchase is charged to your Card Account for statement credit (s) to be posted to the Account. Please call the number on the back of the Card if statement credits have not posted after 8 weeks from the date of purchase. American Express relies on the merchant to process transactions within the same calendar month that you made the purchase in order to apply the $20 monthly statement credit in the month that it was intended. For example, if you make an eligible purchase on the last day of the month, but the merchant doesn't process that transaction until the next day, then the statement credit would be applied in the following month. If American Express does not receive information that identifies your transaction as eligible for the benefit, you will not receive the statement credit. For example, your transaction will not be eligible if it is not made directly with the merchant. In addition, in most cases, you may not receive the statement credit if your transaction is made with an electronic wallet or through a third party (such as an app store) or if the merchant uses a mobile or wireless card reader to process it. To be eligible for this benefit, Card Account (s) must not be canceled and not past due at the time of statement credit fulfillment. If a charge for an eligible purchase is included in a Pay Over Time balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time balance. Instead, the statement credit may be applied to your Pay In Full balance. For additional information, call the number on the back of your Card.
How much statement credit can you get with CLEAR?
You can earn up to $179 in statement credits per calendar year when you use your Platinum Card to pay for your annual CLEAR membership. Enrollment in CLEAR is required. CLEAR memberships automatically renew each year unless canceled and CLEAR will charge the applicable membership fee to the Card CLEAR has on file. American Express has no control over the application and/or approval process for CLEAR, and does not have access to any information provided to CLEAR by the Card Member or by CLEAR to the Card Member. American Express has no liability regarding the CLEAR program. If a Card Member's application is not approved by CLEAR, CLEAR will refund the charges. If the statement credit benefit has been applied before CLEAR refunds the charges, that statement credit will be reversed. Purchases by both the Basic Card Member and any Additional Card Members on the Card Account are eligible for statement credits. However, the total amount of statement credits for eligible purchases will not exceed $179 on the Card Account per calendar year. For additional information on the CLEAR program, including information regarding membership, eligibility, and for a list of participating locations, as well as the full terms and conditions of the program, please go to www.clearme.com. The CLEAR program is subject to change, and American Express has no control over those changes. Please allow up to 2-4 weeks after a qualifying CLEAR transaction is charged to your Card Account for the statement credit to be posted to the Account. American Express relies on accurate transaction data to identify eligible CLEAR purchases. If you do not see a credit for a qualifying purchase on your eligible Card after 4 weeks, please call the number on the back of your Card. Card Members remain responsible for timely payment of all CLEAR charges. To be eligible for this benefit, your Card account must not be cancelled or past due at the time of statement credit fulfillment. If a charge for an eligible purchase is included in a Pay Over Time feature balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time feature balance. Instead, the statement credit may be applied to your Pay In Full balance. For additional information, call the number on the back of your Card.
Can you refer a friend to Platinum?
Refer a friend for Card Membership, and if they’re approved, you may both be eligible for bonuses that can make your Platinum experience that much more rewarding.‡
What Benefits Aren’t Available to Amex Platinum Authorized Users?
So now that you know the benefits that are available to Amex Platinum authorized users, it’s only fair that we tell you which features aren’t included.
How much does an Amex Platinum card cost?
Amex Platinum Cards cost $175 for the first 3 authorized users and then $175 per card after that. (See rates and fees). So yes, while adding an Amex Gold authorized user will say you money in fees, the benefits awarded to the Amex Gold authorized user is much more limiting. Benefits.
Can you use Amex Platinum on Delta?
Plus, when flying on Delta, the couple can use their respective Amex Platinum cards to access the Delta Sky Club without paying a guest fee. For rates and fees of the American Express Gold Card, click here.
Can Amex Platinum cardholders be authorized users?
To make things even more confusing, Amex Platinum cardmembers can choose to add authorized users as either an American Express® Gold Card user or Amex Platinum Card user.
Does Amex Gold Card have travel benefits?
Benefits. Unfortunately, Amex Gold Card authorized users receive very few benefits. In short, Amex Gold authorized users can make purchases to the main cardholder’s accountbut don’t get travel benefits like lounge access or an annual Saks Fifth Avenue credit.
